401 Cherry St, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 401 Cherry St, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1948
Lot Size	0.351 acres (15,291 sqft)
Owner	Individual Name on Record
Last Sale	$1,160,000 (Apr 2026)
Tax Bill	$11,396 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-1-004-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-1-004-001.000`
Alternative APNs	`28041004001000RR00` `357936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,291 sqft (0.351 acres)
Lot Dimensions	218 ft deep x 167 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	244 sqft
Deck Area	Deck Area
Patio Area	280 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	357936
Street Address	401 CHERRY ST
City	MOUNTAIN BRK
State	AL
Zip	35213-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Description	LOT 11 BLK 5 SHADES VALLEY GARDENS
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Subdivision	SHADES VALLEY GD 28-4-1
Legal Block	5
Legal Lot Number	11
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2020
Census Tract	10801

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 CHERRY ST, MOUNTAIN BRK, AL 35213-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	202635634
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 27, 2026
Property Address	401 CHERRY ST, MOUNTAIN BRK, AL 35213-3719
Document Number	0000035634
Instrument Date	Apr 24, 2026
Instrument	2026.35634
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHERRY ST, MOUNTAIN BRK, AL 35213-3719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035635,
Date	Apr 27, 2026
Instrument	2026..35635

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,396.00 (+7.01%) Homeowner's exemption	$105,040 (+28.6%)	$1,085,200 (+32.86%) Land $825,000 Building $260,200
2024	$10,649.00 (+18.52%)
2023		$81,680 Land $66,000 Building $15,680	$816,800 Land $660,000 Building $156,800
2022	$8,985.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	15 (1979–2021)
Claims Outside the SFHA	14 of 15
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20