Gaston County property record for 406 Cherry St, #B, Belmont, NC 28012
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 2 ba · 2,262 sqft · built 2019 |
| Lot Size | 3.68 acres (160,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Mar 2019) |
| Tax Bill | $8,389 (2026) |
| Deeds & Mortgages | Jul 2019 Construction Loan Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 181915 |
| Primary APN | 181915 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 2,262 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Lot Area | 160,301 sqft (3.68 acres) |
| Street Address | 406 CHERRY ST, B |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-2231 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | CATAWBA HEIGHTS PARK P/366 & P/363-365 15 008B 058 00 000 |
| Legal Subdivision | CATAWBA HEIGHTS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31204 |
406 Cherry St, #B is owned and occupied by two individuals who bought it in March 2019.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 CHERRY ST, B, BELMONT, NC 28012-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR |
| Mar 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Jul 8, 2003 · Amount on File |
| Deed Book / Page | 5030 / 2325 |
| Prior Transfer Date | Jul 1, 2003 |
| Prior Transfer Doc | 3762000226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 9, 2019 |
| Property Address | 406B CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0050522200 |
| Book / Page | 005052 / 002200 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | CHERRYL ST BELMONT NC 28012, BELMONT, NC 28012 |
| Document Number | 50522200 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 005052/002200 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 21, 2019 |
| Property Address | 406B CHERRY ST, BELMONT, NC 28012-2231 |
| Document Number | 0050302325 |
| Book / Page | 005030 / 002325 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8108 BAYVIEW LN BELMONT NC 280126765, BELMONT, NC 28012-6765 |
The 2026 property tax bill for 406 Cherry St, #B was $8,389.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,389.00 | $835,650 Land $60,080 Building $775,570 | |
| 2023 | $8,481.00 | $835,650 Land $60,080 Building $775,570 | |
| 2021 | $521,410 Land $40,670 Building $480,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Cherry St, #B in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Cherry St, #B is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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