404 Cherry St, Belmont, NC 28012 Property Records

Gaston County property record for 404 Cherry St, Belmont, NC 28012 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,060 sqft · built 1947
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2022)
Tax Bill	$2,527 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15019A10000`

Property Details

APN / Parcel Number

Primary APN	`15019A10000`
Alternative APN	`184037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	78 ft deep x 160 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	15019A10000
Street Address	404 CHERRY ST
City	BELMONT
State	NC
Zip	28012-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATAWBA HEIGHTS PARK 15 019A 100 00 000
Legal Subdivision	CATAWBA HEIGHTS
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1020
Census Tract	31204

Owner

Source: Gaston County records · APN 15019A10000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 CHERRY ST, BELMONT, NC 28012-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2021	Deed of Trust, Mortgage FIVE RHODES PROPERTIES LLC
Sep 09, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 03, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 27, 2022	Warranty Deed, Transfer
Aug 18, 2021	Special Warranty Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer
Aug 09, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	May 03, 2022 · Amount on Record
Deed Document Number	0053531895
Deed Book / Page	5353 / 1895
Record Updated	Jun 07, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 MCALWAY RD, CHARLOTTE, NC 28211-1411

Mortgage

Document Number	0052912167
Date	Dec 03, 2021
Book Page	5291/2167

Lender

Name	FIVE RHODES PROPERTIES LLC
Type	Non-Lending Institution
Address	WAXHAW, NC 28173

Agreement

Amount	Amount Recorded
Term	72 Months
Due	Nov 30, 2027

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHERRY ST, BELMONT, NC 28012-2231

Mortgage

Document Number	0053631222
Date	Sep 09, 2022
Book Page	5363/1222

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 26, 2022
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0053531895
Book / Page	5353 / 1895
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHERRY ST, BELMONT, NC 28012-2231

Mortgage

Document Number	0053531898
Date	Jul 26, 2022
Instrument	5353/1898

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 03, 2022
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0053331604
Book / Page	5333 / 1604
Instrument Date	May 02, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W MOREHEAD ST # 230, 230, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 27, 2022
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0053061286
Book / Page	5306 / 1286
Instrument Date	Jan 22, 2022
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Tax	$431.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 MCALWAY RD, CHARLOTTE, NC 28211-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 18, 2021
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0052570790
Book / Page	5257 / 790
Instrument Date	Aug 17, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CHERRY ST, BELMONT, NC 28012-2231

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 18, 2021
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0052570787
Book / Page	5257 / 787
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 RIVERFRONT PKWY, 104, MOUNT HOLLY, NC 28120-1693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 09, 2021
Property Address	404 CHERRY ST, BELMONT, NC 28012-2231
Document Number	0052541569
Book / Page	5254 / 1569
Instrument Date	Aug 06, 2021
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 INDEPENDENCE WAY, 2608, GASTONIA, NC 28056-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$2,527.00	$249,040 Land $25,000 Building $224,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710312041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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