Lincoln County property record for 406 Charles St, Brookhaven, MS 39601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,901 sqft · built 2008 |
| Lot Size | 0.363 acres (15,833 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Apr 2023) |
| Tax Bill | $5,054 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-24-1-145 |
| Primary APN | B77-24-1-145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,901 sqft Adjusted Area |
| Upper Floors Area | 1,081 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,833 sqft (0.363 acres) |
| Lot Dimensions | 142 ft deep x 111 ft wide |
| Utility Building | 200 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 17736 |
|---|---|
| Street Address | 406 CHARLES ST |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 VERNONDALE SUB PT V 0222 |
| Legal Subdivision | VERNONDALE PART |
| Legal Lot Number | 8 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950601 |
Source: Lincoln County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF BROOKHAVEN |
| Apr 10, 2023 | Warranty Deed, Transfer · Line of Credit BANK OF BROOKHAVEN |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2007 |
| Deed Document Number | 0020231387 |
| Deed Book / Page | 2023 / 1387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Document Number | 0020261087 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 20261087 |
| Name | BANK OF BROOKHAVEN |
|---|---|
| Type | Bank |
| Address | BROOKHAVEN, MS 39601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Apr 10, 2023 |
| Property Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Document Number | 0020231387 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 20231387 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 964 S CHURCH ST, BROOKHAVEN, MS 39601-4004 |
| Name | Verified Name |
|---|---|
| Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Document Number | 0020231388 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 20231388 |
| Name | BANK OF BROOKHAVEN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 406 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020225524 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 20225524 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 21, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 (+15.18%) Homeowner's exemption | $37,751 (+24.12%) | $376,200 (+24.24%) Land $37,150 Building $339,050 |
| 2024 | $4,388.00 (+6.69%) | $30,415 (-) | $302,810 (-) Land $37,150 Building $265,660 |
| 2023 | $4,113.00 (-0.05%) Homeowner's exemption | $30,415 (-) | $302,810 (-) Land $37,150 Building $265,660 |
| 2022 | $4,115.00 Homeowner's exemption | $30,415 | $302,810 Land $37,150 Building $265,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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