Lincoln County property record for 400 Charles St, Brookhaven, MS 39601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,861 sqft · built 1975 |
| Lot Size | 0.342 acres (14,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,166 (Sep 2026) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-24-1-147 |
| Primary APN | B77-24-1-147 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Building Area | 3,861 sqft Adjusted Area |
| 1st Floor Area | 2,151 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 14,910 sqft (0.342 acres) |
| Lot Dimensions | 142 ft deep x 105 ft wide |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 17738 |
|---|---|
| Street Address | 400 CHARLES ST |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 VERNONDALE SUB PT V 0222 |
| Legal Range | 07 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Subdivision | VERNONDALE PART |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950601 |
Source: Lincoln County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOANPAL LLC |
| Dec 17, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Deed Document Number | 20265014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Sep 29, 2026 |
| Property Address | 400 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Document Number | 0000005014 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20265014 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005015, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20265015 |
| Name | LOANPAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Dec 17, 2024 |
| Property Address | 400 CHARLES ST, BROOKHAVEN, MS 39601-4040 |
| Document Number | 0020246169 |
| Instrument Date | Dec 17, 2024 |
| Instrument | 20246169 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 BAY ST, BROOKHAVEN, MS 39601-4038 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1350 CONCOURSE AVE APT 1072, 1072, MEMPHIS, TN 38104-2065 |
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 (-1.73%) Homeowner's exemption Senior Citizen's exemption | $31,753 (+24.78%) | $317,530 (+24.78%) Land $34,990 Building $282,540 |
| 2024 | $2,309.00 (-0.56%) Homeowner's exemption Senior Citizen's exemption | $25,447 (-) | $254,470 (-) Land $34,990 Building $219,480 |
| 2023 | $2,322.00 (-0.04%) Homeowner's exemption Senior Citizen's exemption | $25,447 (-) | $254,470 (-) Land $34,990 Building $219,480 |
| 2022 | $2,323.00 Homeowner's exemption Senior Citizen's exemption | $25,447 | $254,470 Land $34,990 Building $219,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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