406 Cass St, Monroe, MI 48161 Property Records

Monroe County property record for 406 Cass St, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,332 sqft · built 1923
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jan 2022)
Tax Bill$2,144 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-29-00268-000

Property Details

APN / Parcel Number

Primary APN55-29-00268-000
Alternative APN
  • 55 290 026 80

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area864 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions150 ft deep x 20 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area77 sqft
Deck Area192 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address406 CASS ST
CityMONROE
StateMI
Zip48161-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionOLD VILLAGE PLAT WEST OF MONROE ST S 45 FT OF E 65 FT OF LOT 51 AND S 20 FT OF W 85 FT OF LOT 51
Legal SubdivisionOLD VILLAGE WEST OF MONROE ST
Legal Lot Number51
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group1
Census Block1020
Census Tract832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Village Historic District
listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 Cass St is owned and occupied by an individual who bought it in January 2022.

Source: Monroe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address406 CASS ST, MONROE, MI 48161-2315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on File
Deed SaleJan 24, 2022 · Amount on File
Prior SaleNov 6, 2015 · Amount on File
Deed Document Number20221653
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJan 24, 2022
Property Address406 CASS ST, MONROE, MI 48161-2315
Document Number0000001653
Map ReferenceLB 2 PG 3
Instrument DateNov 10, 2021
Instrument2022R01653
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyHBI TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11520 EXETER RD, 11520, CARLETON, MI 48117-9575

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CASS ST, MONROE, MI 48161-2315

Mortgage

Document Number0000001654
DateJan 24, 2022
Instrument2022R01654
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cass St was $2,144 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,800 Land $61,800$123,600 Land $123,600
2025$2,144.00 Homeowner's exemption
2023$1,878.00 Homeowner's exemption$42,790$85,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Cass St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Cass St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Cass St

Nearby Streets

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