321 Cass St, Monroe, MI 48161 Property Records

Monroe County property record for 321 Cass St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1913
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2026)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00218-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00218-000`
Alternative APN	`55 290 021 80`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,117 sqft
Basement Area	1,069 sqft
Unfinished Basement	1,069 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Terrain	Rolling
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	22 sqft
Patio Area	22 sqft
Balcony Area	74 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	321 CASS ST
City	MONROE
State	MI
Zip	48161-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	OLD VILLAGE PLAT WEST OF MONROE ST NORTH 48 FT OF LOT 30
Legal Subdivision	OLD VILLAGE WEST OF MONROE ST
Legal Lot Number	30
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14595 LULU RD, IDA, MI 48140-9530
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 23, 2025	Sheriff's Deed, Foreclosure
Jul 26, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 26, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	20262438
Prior Transfer Date	May 14, 2019
Prior Transfer Doc	0000008178
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	321 CASS ST, MONROE, MI 48161-2313
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14595 LULU RD, IDA, MI 48140-9530

Mortgage

Document Number	0000002307
Date	Feb 10, 2026
Instrument	2026R02307

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 12, 2026
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000002438
Map Reference	LB 2 PG 3A
Instrument Date	Feb 6, 2026
Instrument	2026R02438
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 OSGOOD ST, MONROE, MI 48161-2292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14595 LULU RD, IDA, MI 48140-9530

Mortgage

Document Number	0000002307
Date	Feb 12, 2026
Instrument	2026R02307

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	Sep 23, 2025
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000015762
Instrument Date	Sep 11, 2025
Instrument	2025R15762
Transaction Type	Foreclosure
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000012801
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CASS ST MONROE MI 481612313, MONROE, MI 48161-2313

Mortgage

Document Number	0000012801
Date	Aug 2, 2019
Instrument	12801

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Aug 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.94%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000012800
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CASS ST MONROE MI 481612313, MONROE, MI 48161-2313

Mortgage

Document Number	0000012800
Date	Aug 2, 2019
Instrument	12800

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Aug 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.94%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	May 15, 2019
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000008178
Instrument Date	May 14, 2019
Instrument	8178
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CASS ST MONROE MI 481612313, MONROE, MI 48161-2313

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 8, 2017
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000018348
Instrument Date	Sep 8, 2017
Instrument	18348
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CASS ST MONROE MI 481612313, MONROE, MI 48161-2313

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Feb 17, 2017
Property Address	321 CASS ST, MONROE, MI 48161-2313
Document Number	0000003138
Instrument Date	Jan 12, 2017
Instrument	3138
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	321 CASS ST MONROE MI 481612313, MONROE, MI 48161-2313

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+8.54%)	$193,200 (+8.54%)
2025	$1,915.00 (-35.54%)	$89,000 (+32.42%) Land $89,000	$178,000 (+32.42%) Land $178,000
2024	$2,971.00 (+9.47%)
2023	$2,714.00	$67,210	$134,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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