Carroll County property record for 406 Cardinal Dr, Coon Rapids, IA 50058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 1971 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Jul 2020) |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1627451007 |
| Primary APN | 1627451007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,198 sqft Living Area |
| Basement Area | 1,198 sqft |
| Finished Basement | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 406 CARDINAL DR |
|---|---|
| City | COON RAPIDS |
| State | IA |
| Zip | 50058-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KRETZINGER'S FIRST ADDITION LOT 10 |
| Legal Subdivision | KRETZINGER'S FIRST ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 960500 |
Source: Carroll County records · APN 1627451007
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 CARDINAL DR, COON RAPIDS, IA 50058-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CHOICE CREDIT UNION |
| Jul 29, 2020 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2006 · Amount on Record |
| Deed Document Number | 20202383 |
| Prior Transfer Date | Jan 12, 2007 |
| Prior Transfer Doc | 2007/0216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 406 CARDINAL DR, COON RAPIDS, IA 50058-1014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020200352 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 2020-0352 |
| Name | COMMUNITY CHOICE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Jul 29, 2020 |
| Property Address | 406 CARDINAL DR, COON RAPIDS, IA 50058-1014 |
| Document Number | 0020202383 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020-2383 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 CARDINAL DR, COON RAPIDS, IA 50058-1014 |
| Document Number | 0020202384 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-2384 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Carroll County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Coon Rapids City |
| Unified School District | Coon Rapids-Bayard Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,910 (-) Land $18,800 Building $174,110 | $192,910 (-) Land $18,800 Building $174,110 | |
| 2025 | $2,280.00 (+35.23%) | $192,910 (+25.78%) Land $18,800 Building $174,110 | $192,910 (+25.78%) Land $18,800 Building $174,110 |
| 2023 | $153,370 (+9.18%) Land $18,800 Building $134,570 | $153,370 (+9.18%) Land $18,800 Building $134,570 | |
| 2022 | $140,480 Land $18,800 Building $121,680 | ||
| 2021 | $140,480 Land $18,800 Building $121,680 | ||
| 2018 | $1,686.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Uniti Group DSL | 100 / 20 |
May also be available: AMG Technology Investment Group, Western Iowa Wireless.
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COON RAPIDS MUNICIPAL UTILITIES serves 1,242 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures