304 Cardinal Dr, Coon Rapids, IA 50058 Property Records

Carroll County property record for 304 Cardinal Dr, Coon Rapids, IA 50058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1974
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Mar 2007)
Tax Bill	$2,666 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1627453012`

Property Details

APN / Parcel Number

Primary APN	`1627453012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Basement Area	1,190 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	304 CARDINAL DR
City	COON RAPIDS
State	IA
Zip	50058-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRR SUR SW SE PT OF LOT 3 BEG AT SE COR LOT 7 KRETZINGER'S FIRST ADDN-E ALONG EXT N LINE OF CARDINAL DR 100 FT-N 124 FT TO N LINE OF LOT 3-W 100 FT A LONGN LINE OF SAID LOT 3 TO NE COR OF SAID LOT 7, KRET- ZINGERS FIRST ADDN-S ALONG E L
Legal Subdivision	FIRST ADDN
Legal Lot Number	3,7
Jurisdiction	CARROLL IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1106
Census Tract	960500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CARDINAL DR, COON RAPIDS, IA 50058-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Nov 21, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2007 · Amount on Record
Deed Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	20071000
Deed Book / Page	2007 / 1000
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	304 CARDINAL DR, COON RAPIDS, IA 50058-1012
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201909
Date	Jun 25, 2020
Instrument	2020-1909

Lender

Name	CASON HOME LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	304 CARDINAL DR, COON RAPIDS, IA 50058-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003185
Date	Nov 21, 2018
Book Page	0000002018/0000003185
Instrument	2018-3185

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Coon Rapids City
Unified School District	Coon Rapids-Bayard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,666.00	$206,270 (-) Land $18,800 Building $187,470	$206,270 (-) Land $18,800 Building $187,470
2025	$2,666.00 (+44.58%) Homeowner's exemption	$206,270 (+25.32%) Land $18,800 Building $187,470	$206,270 (+25.32%) Land $18,800 Building $187,470
2023		$164,590 (+17.56%) Land $18,800 Building $145,790	$164,590 (+17.56%) Land $18,800 Building $145,790
2022		$140,000 Land $18,800 Building $121,200
2021			$140,000 Land $18,800 Building $121,200
2018	$1,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COON RAPIDS MUNICIPAL UTILITIES serves 1,242 people · EPA ID IA1427070
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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