406 Broad St, Oriental, NC 28571 Property Records

Pamlico County property record for 406 Broad St, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2022)
Tax Bill	$1,615 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`J082-204`

Property Details

APN / Parcel Number

Primary APN	`J082-204`
Alternative APNs	`6487923664000` `26942` `19112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Finished Area

Exterior

Year Built	Built 2019
Lot Area	9,583 sqft (0.219 acres)
Porch	Finished/Screened Porch
Porch Area	208 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	19112
Street Address	406 BROAD ST
City	ORIENTAL
State	NC
Zip	28571-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROAD STREET 6487923664000
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	950202

Owner

406 Broad St is owned and occupied by an individual who bought it in August 2022.

Source: Pamlico County records, as of August 25, 2023

Owner of Record	Individual Name on File
Mailing Address	406 BROAD ST, ORIENTAL, NC 28571-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PIEDMONT ADVANTAGE CU
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	0000070342
Deed Book / Page	703 / 42
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Aug 15, 2022
Property Address	406 BROAD ST, ORIENTAL, NC 28571-9772
Document Number	0000703/42
Book / Page	703 / 42
Map Reference	MB 627 PG 868
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WIND LAKE RD S, ORIENTAL, NC 28571-7800

Mortgage

Document Number	0000070345
Date	Aug 15, 2022
Instrument	703/45

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Dec 21, 2020
Property Address	406 BROAD ST, ORIENTAL, NC 28571-9772
Document Number	673/123
Book / Page	673 / 123
Map Reference	MB 627 PG 868
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 SLOOP DR, ORIENTAL, NC 28571-9418

Mortgage

Document Number	673126
Date	Dec 21, 2020
Instrument	673/126

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,615.00	$184,662 Land $70,290 Building $114,372	$184,662 Land $70,290 Building $114,372

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Broad St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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