402 Broad St, Oriental, NC 28571 Property Records

Pamlico County property record for 402 Broad St, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,556 sqft · built 1903
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jun 2021)
Tax Bill	$1,040 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`J082-202`

Property Details

APN / Parcel Number

Primary APN	`J082-202`
Alternative APNs	`6487922584000` `18849`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,556 sqft Finished Area

Exterior

Year Built	Built 1903
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Metal
Lot Area	7,579 sqft (0.173 acres)
Porch	Enclosed Porch
Porch Area	66 sqft
Deck Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18849
Street Address	402 BROAD ST
City	ORIENTAL
State	NC
Zip	28571-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	402 BROAD ST 0002513 6487922584000
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	950202

Owner

Source: Pamlico County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	365 HB LEWIS RD, CLINTON, NC 28328-5723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage 402 IRELAND ST LENDING TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	0000682238
Deed Book / Page	682 / 238
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	402 BROAD ST, ORIENTAL, NC 28571-9772
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 CANTERBURY RD, GREENVILLE, NC 27858-4413

Mortgage

Document Number	000716/458
Date	Aug 15, 2023
Book Page	716/458

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jun 8, 2021
Property Address	402 BROAD ST, ORIENTAL, NC 28571-9772
Document Number	000682/238
Book / Page	682 / 238
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MAPLE AVE, VALLEJO, CA 94591-7476

Mortgage

Document Number	0000682241
Date	Jun 8, 2021
Instrument	682/241

Lender

Name	402 IRELAND ST LENDING TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 7, 2022

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,040.00	$118,930 Land $62,118 Building $56,812	$118,930 Land $62,118 Building $56,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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