406 Berrien St, Buchanan, MI 49107 Property Records

Berrien County property record for 406 Berrien St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1863
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2023)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-6900-0015-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-6900-0015-00-8`
Alternative APN	`11-58-6900-0015-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,696 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 BERRIEN ST
City	BUCHANAN
State	MI
Zip	49107-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 15 & 16 RYNEARSONS ADD TO CITY OF BUCHANAN
Legal Subdivision	RYNEARSONS ADD
Legal Lot Number	15-16
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	3
Census Block	3019
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 21, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HONOR CU
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Dec 21, 2021
Deed Document Number	2023384591
Deed Book / Page	3407 / 3789
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	03357/2834
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2023
Property Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604
Document Number	03407/3789
Book / Page	3407 / 3789
Map Reference	LB 27 PG 493
Instrument Date	Jun 30, 2023
Instrument	2023384591
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604
Investor	Possibly a Property Investor

Mortgage

Document Number	2023384592
Date	Jul 13, 2023
Instrument	2023384592

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 21, 2021
Property Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604
Document Number	03357/2834
Book / Page	3357 / 2834
Map Reference	MB 27 PG 493
Instrument Date	Dec 14, 2021
Instrument	2021338493
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604

Mortgage

Document Number	0033572836
Date	Dec 21, 2021
Instrument	3357/2836

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 10, 2018
Property Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604
Document Number	03210/3302
Book / Page	3210 / 3302
Map Reference	LB27 PG493
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 BERRIEN ST, BUCHANAN, MI 49107-1604

Mortgage

Document Number	0032103304
Date	Jul 10, 2018
Instrument	3210/3304

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,200 (+17.94%)	$256,400 (+17.94%)
2025	$3,721.00 (+2.23%) Homeowner's exemption	$108,700 (+45.32%)	$217,400 (+45.32%)
2024	$3,640.00 (+52.81%)
2023		$74,800 (+21.23%)	$149,600 (+21.23%)
2022	$2,382.00 (+2.89%) Homeowner's exemption	$61,700	$123,400
2021	$2,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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