406 Baker Ave, Ventura, CA 93004 Property Records

Ventura County property record for 406 Baker Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1963
Lot Size	0.139 acres (6,045 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Apr 2022)
Tax Bill	$8,665 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088-0-172-150`

Property Details

APN / Parcel Number

Primary APN	`088-0-172-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,045 sqft (0.139 acres)
Lot Dimensions	93 ft deep x 65 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Location & Zoning

Street Address	406 BAKER AVE
City	VENTURA
State	CA
Zip	93004-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 128702 LOT: 54 REF: 036MR 096
Legal Subdivision	1287-2
Legal Tract	128702
Legal Block	172
Legal Lot Number	54
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1017
Census Tract	1202

Owner

406 Baker Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 BAKER AVE, VENTURA, CA 93004-1557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 25, 2022	LAWYERS TITLE
Apr 22, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Sep 26, 2003 · Amount on File
Deed Document Number	202249674
Prior Transfer Date	Oct 1, 1993
Prior Transfer Doc	0000190412
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 3, 2026
Property Address	406 BAKER AVE, VENTURA, CA 93004-1557
Document Number	0000040679
Instrument Date	May 14, 2026
Instrument	202640679
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BAKER AVE, VENTURA, CA 93004-1557

Mortgage

Document Number	0000040679,
Date	Jun 3, 2026
Instrument	202640679

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

March 2022:

Jurisdiction	VENTURA CA
Recording Date	Mar 25, 2022
Property Address	406 BAKER AVE, VENTURA, CA 93004-1557
Document Number	2022000039441
Instrument Date	Mar 24, 2022
Instrument	2022000039441
Record Updated	Apr 6, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 BAKER AVE, VENTURA, CA 93004-1557

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 22, 2022
Property Address	406 BAKER AVE, VENTURA, CA 93004-1557
Document Number	2022000049674
Map Reference	MB 36 PG 96-98
Instrument Date	Mar 23, 2022
Instrument	2022000049674
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LAWYERS TITLE-VN, LAWYERS TITLE VN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	406 BAKER AVE, VENTURA, CA 93004-1557

Mortgage

Document Number	2022000049675
Date	Apr 22, 2022
Instrument	2022000049675

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 406 Baker Ave was $8,665, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,410 (+2%) Land $523,897 Building $282,513
2025	$8,665.00 (+1.97%)	$790,599 Land $513,625 Building $276,974
2024	$8,498.00 (+1.13%)
2023	$8,403.00 (+47.68%)	$759,900 Land $493,680 Building $266,220
2022	$5,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Baker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Baker Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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