406 B St, Richmond, CA 94801 Property Records

Contra Costa County property record for 406 B St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,602 sqft · built 2020
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on Record
Last Sale	$484,000 (Sep 2025)
Tax Bill	$9,823 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`538-030-002-9`

Property Details

APN / Parcel Number

Primary APN	`538-030-002-9`
Alternative APN	`538-030-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	746 sqft
Basement Area	856 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Lot Area	2,400 sqft (0.055 acres)

Location & Zoning

Street Address	406 B ST
City	RICHMOND
State	CA
Zip	94801-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	TOWN PT RICHMOND POR 2 Q
Legal Subdivision	POINT RICHMOND
Legal Block	Q
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 B ST, RICHMOND, CA 94801-2919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANC ONE MORTGAGE CORP
Jan 28, 2022	Grant Deed, Transfer · FHA Mortgage BANC ONE MORTGAGE CORP
Mar 15, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202590785
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	0000090786
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	406 B ST, RICHMOND, CA 94801
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 CHANNING WAY, SAN RAFAEL, CA 94903-2637

Mortgage

Document Number	0000017958
Date	Jan 28, 2022
Instrument	2022-017958

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 28, 2022
Property Address	406 B ST, RICHMOND, CA 94801
Document Number	0000017955
Map Reference	MB E PG 107
Instrument Date	Jan 22, 2022
Instrument	2022-017955
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	406 B ST, RICHMOND, CA 94801

Mortgage

Document Number	0000017956
Date	Jan 28, 2022
Instrument	2022-017956

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000017957
Date	Jan 28, 2022
Instrument	2022-017957

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 15, 2017
Property Address	406 B ST, RICHMOND, CA 94801
Document Number	0000045822
Instrument Date	Feb 21, 2017
Instrument	45822
Transaction Type	Foreclosure
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Tax	$30.14
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1014 FLORIDA AVE #200 RICHMOND CA 948042420, 200, RICHMOND, CA 94804-2420

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,000 (-11.44%) Land $120,000 Building $364,000
2025	$9,823.00 (+9.27%)	$546,521 (+4.04%) Land $228,159 Building $318,362
2023	$8,990.00 (+134.42%)	$525,300 Land $219,300 Building $306,000
2022	$3,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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