439 B St, Richmond, CA 94801 Property Records

Contra Costa County property record for 439 B St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,454 sqft · built 1949
Lot Size	0.068 acres (2,975 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2019)
Tax Bill	$12,036 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`538-021-009-5`

Property Details

APN / Parcel Number

Primary APN	`538-021-009-5`
Alternative APN	`538-021-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	2,975 sqft (0.068 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	439 B ST
City	RICHMOND
State	CA
Zip	94801-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2CD
Legal Description	TOWN PT RICHMOND 12 P
Legal Subdivision	RICHMOND POINT
Legal Block	P
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 B ST, RICHMOND, CA 94801-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 11, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Apr 16, 2009 · Amount on Record
Deed Document Number	2019173158
Prior Transfer Date	Jul 5, 2019
Prior Transfer Doc	0000173156
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	439 B ST, RICHMOND, CA 94801-2918
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 B ST, RICHMOND, CA 94801-2918

Mortgage

Document Number	0000091581
Date	Sep 21, 2023
Instrument	2023-091581

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Feb 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	439 B ST, RICHMOND, CA 94801-2918
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 B ST, RICHMOND, CA 94801-2918

Mortgage

Document Number	0000024667
Date	Feb 9, 2022
Instrument	2022-024667

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	439 B ST, RICHMOND, CA 94801-2918
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 B ST, RICHMOND, CA 94801-2918

Mortgage

Document Number	0000020537
Date	Jan 22, 2021
Instrument	2021-020537

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2019
Property Address	439 B ST, RICHMOND, CA 94801-2918
Document Number	0000173158
Map Reference	VOL E PG 107
Instrument Date	Oct 3, 2019
Instrument	2019-173158
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 B ST, RICHMOND, CA 94801-2918

Mortgage

Document Number	0000173159
Date	Oct 11, 2019
Instrument	2019-173159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000173160
Date	Oct 11, 2019
Instrument	2019-173160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2019
Property Address	439 B ST, RICHMOND, CA 94801-2918
Document Number	0000173157
Instrument Date	Aug 20, 2019
Instrument	173157
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 CLEVELAND ST OAKLAND CA 946061005, OAKLAND, CA 94606-1005

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2019
Property Address	439 B ST, RICHMOND, CA 94801-2918
Document Number	0000173156
Instrument Date	Jul 5, 2019
Instrument	173156
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	615 CLEVELAND ST OAKLAND CA 946061005, OAKLAND, CA 94606-1005

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 16, 2017
Property Address	439 B ST, RICHMOND, CA 94801-2918
Document Number	0000030295
Instrument Date	Feb 16, 2017
Instrument	30295
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34297 KENWOOD DR FREMONT CA 945552958, FREMONT, CA 94555-2958

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2017
Property Address	439 B ST, RICHMOND, CA 94801-2918
Document Number	0000021630
Instrument Date	Jan 31, 2017
Instrument	21630
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34297 KENWOOD DR FREMONT CA 945552958, FREMONT, CA 94555-2958

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,642 (+2%) Land $345,808 Building $239,834
2025	$12,036.00 (+18.48%)	$574,160 (+4.04%) Land $339,028 Building $235,132
2023	$10,159.00 (+2.06%)	$551,866 Land $325,864 Building $226,002
2022	$9,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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