Grays Harbor County property record for 406 B St, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 977 sqft · built 1912 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,913 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034005300103 |
| Primary APN | 034005300103 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 977 sqft Living Area |
| 1st Floor Area | 977 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2022 |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 88 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 406 B ST |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R NIMS SWLY 40 OF NELY 80 OF LOTS 1-5 INC BLK 53 |
| Legal Range | 14 |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | R NIMS |
| Legal Block | 53 |
| Legal Lot Number | 1-5 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ABERDEEN-HOQUIAM |
| Census Block Group | 5 |
| Census Block | 5043 |
| Census Tract | 900 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 29, 2026 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Oct 14, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2020 | Warranty Deed, Transfer GRAYS HARBOR TITLE |
| Sep 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 |
| Deed Sale | Jun 29, 2026 |
| Prior Sale | Oct 14, 2022 · Amount on Record |
| Deed Document Number | 2026062943 |
| Prior Transfer Date | May 11, 2021 |
| Prior Transfer Doc | 0000000031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 29, 2026 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0000000043 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202643 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | GRAYS HARBOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0000000044, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026944 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Oct 14, 2022 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0010140059 |
| Map Reference | VOL 1 PG 61 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022-10140059 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 586, COSMOPOLIS, WA 98537-0586 |
| Document Number | 0010140060 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-10140060 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 0010140061 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-10140061 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | May 11, 2021 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0005110031 |
| Map Reference | VOL 1 PG 61 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021-05110031 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 406 R STREET, COSMOPOLIS, WA 98537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Oct 5, 2020 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0010050123 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 10050123 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,233.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 18TH AVE S NAMPA ID 836514748, NAMPA, ID 83651-4748 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Sep 28, 2020 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0009280087 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 9280087 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5601 S JACARANDA RD GOLD CANYON AZ 851186878, GOLD CANYON, AZ 85118-6878 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 21, 2019 |
| Property Address | 406 B ST, COSMOPOLIS, WA 98537-3928 |
| Document Number | 0006210049 |
| Instrument Date | Jun 15, 2019 |
| Instrument | 6210049 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5601 S JACARANDA RD GOLD CANYON AZ 851186878, GOLD CANYON, AZ 85118-6878 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Cosmopolis City |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,913.00 (+0.58%) | ||
| 2025 | $1,902.00 (+11.88%) | $183,336 (-) Land $19,200 Building $164,136 | $183,336 (-) Land $19,200 Building $164,136 |
| 2024 | $1,700.00 | $183,336 Land $19,200 Building $164,136 | $183,336 Land $19,200 Building $164,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABERDEEN |
| Last State Inspection | Dec 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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