218 B St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 218 B St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,314 sqft · built 1924
Lot Size0.143 acres (6,240 sqft)
Owner2 Individual Names on File
Last Sale$403,000 (Jun 2022)
Tax Bill$3,919 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN031003001900

Property Details

APN / Parcel Number

Primary APN031003001900

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,314 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2019
Architectural StyleMulti-Level
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,240 sqft (0.143 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address218 B ST
CityCOSMOPOLIS
StateWA
Zip98537-3948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOS COR LOTS 19 & 20 TGW 10 VAC 3RD ST ADJ BLK 30
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionCOSMOPOLIS
Legal Block30
Legal Lot Number19,20
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5027
Census Tract900

Owner

218 B St is owned and occupied by two individuals who bought it in June 2022.

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address218 B ST, COSMOPOLIS, WA 98537-3948
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 26, 2021Warranty Deed, Transfer
GRAYS HARBOR TITLE
Aug 26, 2021Intrafamily Transfer, Transfer
GRAYS HARBOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on File
Deed SaleJun 16, 2022 · Amount on File
Prior SaleAug 26, 2021 · Amount on File
Deed Document Number202236
Prior Transfer DateAug 25, 2021
Prior Transfer Doc0000000080
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJun 16, 2022
Property Address218 B ST, COSMOPOLIS, WA 98537-3948
Document Number0006160036
Map ReferenceAF 851126012
Instrument DateJun 14, 2022
Instrument2022-06160036
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,445.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006160037
DateJun 16, 2022
Instrument2022-06160037
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address218 B ST, COSMOPOLIS, WA 98537-3948
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006230075
DateJun 23, 2021
Instrument2021-06230075
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term231 Months
DueSep 1, 2040

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 26, 2021
Property Address218 B ST, COSMOPOLIS, WA 98537-3948
Document Number0008260079
Map ReferenceVOL 1 PG 35
Instrument DateAug 25, 2021
Instrument2021-08260079
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount on Record
Tax$5,391.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22629 96TH AVE W, EDMONDS, WA 98020-4573

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYS HARBOR WA
Recording DateAug 26, 2021
Property Address218 B ST, COSMOPOLIS, WA 98537-3948
Document Number0008260080
Map ReferenceVOL 1 PG 35
Instrument DateAug 25, 2021
Instrument2021-08260080
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22669 96TH AVE W, EDMONDS, WA 98020-4573

Tax Assessment & Valuation

The 2026 property tax bill for 218 B St was $3,919.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,919.00
2025$376,952 (-) Land $24,960 Building $351,992$376,952 (-) Land $24,960 Building $351,992
2024$3,939.00$376,952 Land $24,960 Building $351,992$376,952 Land $24,960 Building $351,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 B St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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