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406 Ave D SE, Winter Haven, FL 33880 Property Records

Polk County property record for 406 Ave D SE, Winter Haven, FL 33880

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 2 ba · 1,399 sqft · built 1915
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on File
Last Sale$39,950 (Dec 2016)
Tax Bill$1,371 (2025)
Deeds & MortgagesAug 2018 Sale
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-28-617500-002020

Property Details

APN / Parcel Number

Primary APN26-28-28-617500-002020
Alternative APNs
  • 282826617500002020
  • 82826000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,399 sqft Living Area
1st Floor Area1,399 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeCarport
Garage Area1,998 sqft
CarportCarport
Carport Area1,998 sqft
PorchEnclosed/Unfinished Porch
Porch Area302 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address406 AVENUE D SE
CityWINTER HAVEN
StateFL
Zip33880-3530
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR3
Legal DescriptionCOLLEGE HEIGHTS OR COKER & BUGBEE PB 3 PG 78 BLK B LOT 2
Legal Range26E
Legal Township28S
Legal Section28
Legal SubdivisionCOLLEGE HEIGHTS OR COKER AND BUZBEE
Legal Tract617500
Legal BlockB
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2013
Census Tract13901

Owner

406 Ave D SE, a residential property, is owned by a company that bought it in December 2016.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address550 LAKE HOWARD DR NW, WINTER HAVEN, FL 33880-2319
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Dec 5, 2016Deed of Trust, Mortgage · Conventional Mortgage
NICHOLAS & SANDRA COSCIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2016 · Amount on File
Deed SaleDec 13, 2016 · Amount on File
Prior SaleSep 5, 2006 · Amount on File
Deed Document Number2016224598
Deed Book / Page10010 / 354
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 21, 2018
Property Address406 AVENUE D SE, WINTER HAVEN, FL 33880-3530
Document Number0105871175
Book / Page010587 / 001175
Instrument DateAug 17, 2018
Instrument178060
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address550 LAKE HOWARD DR NW WINTER HAVEN FL 338802319, WINTER HAVEN, FL 33880-2319

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address406 AVENUE D SE, WINTER HAVEN, FL 33880-3530
Document Number0101481389
Book / Page010148 / 001389
Instrument DateDec 5, 2016
Transaction TypeMortgage
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address701 6TH ST SW WINTER HAVEN FL 338803328, WINTER HAVEN, FL 33880-3328

Mortgage

Document Number0101481389
DateMay 16, 2017
Book Page010148/001389
Instrument93444
Lender
NameNICHOLAS & SANDRA COSCIA
Address128 MAITLAND AVE, ALTAMONTE SPRINGS, FL 32701-4902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 406 Ave D SE was $1,371, up 6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,915 (+3.09%) Land $26,253 Building $47,662$73,915 (+0.99%) Land $26,253 Building $47,662
2025$1,371.00 (+6.03%)$71,701$73,192 Land $26,253 Building $46,939
2024$1,293.00 (+7.3%)
2023$1,205.00 (+11.27%)$71,195 (+17.58%) Land $22,503 Building $48,692$71,195 (+17.58%) Land $22,503 Building $48,692
2022$1,083.00$60,550 Land $18,752 Building $41,798$60,550 Land $18,752 Building $41,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Ave D SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ave D SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Alternative Choice Wireless, Frontier.

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