Polk County property record for 295 Ave D SE, Winter Haven, FL 33880
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1948 |
| Lot Size | 0.212 acres (9,230 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $481 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-28-613000-001180 |
| Primary APN | 26-28-28-613000-001180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Gross Area |
| 1st Floor Area | 936 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,230 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| View / Lot | Commercial |
| Garage Type | Carport |
| Garage Area | 231 sqft |
| Carport | Carport |
| Carport Area | 231 sqft |
| Porch | Florida Room |
| Porch Area | 192 sqft |
| Utility Building | 55 sqft |
| Street Address | 295 AVENUE D SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-3527 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R1B |
| Legal Description | TWIN OAKS PB 12 PG 16 BLK 1 LOT 18 & W 16 FT OF 19 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | TWIN OAKS ADDITION |
| Legal Tract | 613000 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13901 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 AVENUE D SE, WINTER HAVEN, FL 33880-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,474 (+2.7%) | $71,482 (-0.82%) Land $36,920 Building $34,562 | |
| 2025 | $481.00 (+7.85%) Homeowner's exemption | $51,094 (+5.99%) | $72,074 (+17.36%) Land $36,920 Building $35,154 |
| 2023 | $446.00 (+5.44%) Homeowner's exemption | $48,208 (+3%) | $61,412 (+6.97%) Land $24,921 Building $36,491 |
| 2022 | $423.00 Homeowner's exemption | $46,804 | $57,412 Land $24,921 Building $32,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Alternative Choice Wireless, Frontier.
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