406 Amherst Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 406 Amherst Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1965
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2026)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-09-04-C-3`

Property Details

APN / Parcel Number

Primary APN	`28-37-09-04-C-3`
Alternative APNs	`28-37-09-04-0000C.0-0003.00` `2823029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	268 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	940 sqft
Deck Area	916 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2823029
Street Address	406 AMHERST AVE
City	MELBOURNE
State	FL
Zip	32901-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	UNIVERSITY PARK, REPLAT OF PT OF SEC A PB 12 PG 27 LOT 3 BLK C
Legal Range	37E
Legal Township	28S
Legal Section	09
Legal Subdivision	UNIVERSITY PARK, REPLAT OF PT OF SEC A P
Legal Block	C
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2003
Census Tract	64901

Owner

406 Amherst Ave is owned and occupied by an individual who bought it in June 2026.

Source: Brevard County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	406 AMHERST AVE, MELBOURNE, FL 32901-6944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Oct 31, 2001 · Amount on File
Deed Document Number	2026120265
Deed Book / Page	10650 / 50
Prior Transfer Date	Jul 8, 1996
Prior Transfer Doc	3600000201
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 12, 2026
Property Address	406 AMHERST AVE, MELBOURNE, FL 32901-6944
Document Number	0000120265
Book / Page	10650 / 50
Instrument Date	Jun 11, 2026
Instrument	2026120265
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 AMHERST AVE, MELBOURNE, FL 32901-6944

Mortgage

Document Number	0000120266,
Date	Jun 12, 2026
Book Page	10650/52
Instrument	2026120266

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 406 Amherst Ave was $1,404, up 5.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,480 (+2.69%)	$282,640 (+0.92%)
2025	$1,404.00 (+5.88%) Homeowner's exemption	$114,400	$280,060
2024	$1,326.00 (+3.51%)
2023	$1,281.00 (+8.47%) Homeowner's exemption	$107,950 (+3%)	$282,800 (+11.1%) Land $75,000 Building $207,800
2022	$1,181.00 Homeowner's exemption	$104,810	$254,540 Land $70,000 Building $184,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Amherst Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	29 (1995–2017)
Claims Outside the SFHA	8 of 29
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 12 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Amherst Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20