405 Amherst Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 405 Amherst Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1967
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2019)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-09-03-B-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-09-03-B-4`
Alternative APNs	`28-37-09-03-0000B.0-0004.00` `2822913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2822913
Street Address	405 AMHERST AVE
City	MELBOURNE
State	FL
Zip	32901-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	UNIVERSITY PARK SEC A LOT 4 BLK B
Legal Range	37E
Legal Township	28S
Legal Section	09
Legal Subdivision	UNIVERSITY PARK SEC A
Legal Block	B
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2015
Census Tract	64901

Owner

405 Amherst Ave is owned and occupied by an individual who bought it in July 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	405 AMHERST AVE, MELBOURNE, FL 32901-6943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Dec 17, 2001 · Amount on File
Deed Document Number	2019157846
Deed Book / Page	8492 / 2941
Prior Transfer Date	May 12, 1998
Prior Transfer Doc	3860001941
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 22, 2019
Property Address	405 AMHERST AVE, MELBOURNE, FL 32901-6943
Document Number	0084922941
Book / Page	008492 / 002941
Instrument Date	Jul 16, 2019
Instrument	157846
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 AMHERST AVE MELBOURNE FL 329016943, MELBOURNE, FL 32901-6943

Mortgage

Document Number	84922942
Date	Jul 22, 2019
Book Page	008492/002942
Instrument	157847

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Amherst Ave was $2,868 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,550 (+2.7%)	$267,100 (+7.91%)
2025	$2,868.00 Homeowner's exemption	$197,230	$247,530 Land $80,000 Building $167,530
2023	$2,645.00 (+6.7%) Homeowner's exemption	$186,100 (+3%)	$261,840 (+9.21%) Land $75,000 Building $186,840
2022	$2,479.00 Homeowner's exemption	$180,680	$239,750 Land $70,000 Building $169,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Amherst Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	29 (1995–2017)
Claims Outside the SFHA	8 of 29
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 12 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Amherst Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20