Polk County property record for 406 7th St NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1925 |
| Lot Size | 0.195 acres (8,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Jun 2022) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-577500-005110 |
| Primary APN | 26-28-21-577500-005110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,481 sqft (0.195 acres) |
| Lot Dimensions | 160 ft deep x 51 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 406 7TH ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 5 LOT 11 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6 |
| Legal Tract | 577500 |
| Legal Block | 4,5 |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13702 |
Source: Polk County records · APN 26-28-21-577500-005110
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 07, 2022 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Nov 02, 2021 | Warranty Deed, Transfer OLD TAMPA BAY TITLE LLC |
| Aug 16, 2021 | Warranty Deed, Transfer OLD TAMPA BAY TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Nov 02, 2021 · Amount on Record |
| Deed Document Number | 2022154273 |
| Deed Book / Page | 12285 / 797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 07, 2022 |
| Property Address | 406 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Document Number | 0000154273 |
| Book / Page | 12285 / 797 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022154273 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | TURNER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7083, WINTER HAVEN, FL 33883-7083 |
| Name | Verified Name |
|---|---|
| Address | 567 LAKE CUMMINGS WAY, LAKE ALFRED, FL 33850-2656 |
| Document Number | 0012285803 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 12285/803 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 02, 2021 |
| Property Address | 406 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Document Number | 0000285821 |
| Book / Page | 11963 / 2199 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021285821 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $542.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3820 GUNN HWY, 3820, TAMPA, FL 33618-8720 |
| Name | Verified Name |
|---|---|
| Address | 567 LAKE CUMMINS WAY, LAKE ALFRED, FL 33850-2656 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 16, 2021 |
| Property Address | 406 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Document Number | 0000213365 |
| Book / Page | 11849 / 2274 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021213365 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 WILLIAMSON RD, 68, GREENVILLE, PA 16125-1209 |
| Name | Verified Name |
|---|---|
| Address | 3820 GUNN HWY, TAMPA, FL 33618-8720 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (-1.78%) Homeowner's exemption | $118,810 (+0.13%) Land $28,914 Building $89,896 | $118,810 (+0.13%) Land $28,914 Building $89,896 |
| 2023 | $1,457.00 (+1.67%) Homeowner's exemption | $118,654 (+60.9%) Land $24,746 Building $93,908 | $118,654 (+60.9%) Land $24,746 Building $93,908 |
| 2022 | $1,433.00 | $73,743 Land $20,625 Building $53,118 | $73,743 Land $20,625 Building $53,118 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures