Polk County property record for 400 7th St NE, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 774 sqft · built 1925 |
| Lot Size | 0.127 acres (5,545 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (Feb 2022) |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-21-577500-005122 |
| Primary APN | 26-28-21-577500-005122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 774 sqft Living Area |
| 1st Floor Area | 774 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,545 sqft (0.127 acres) |
| Lot Dimensions | 108 ft deep x 51 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 192 sqft |
| Utility Building | 60 sqft |
| Cooling System | None |
|---|
| Street Address | 400 7TH ST NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF BLKS 4 5 6 OF ELBERT PARK PB 5 PG 48 IN S28 T28 R26 BLK 5 LOT 12 W 108 FT |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | ELBERT PARK RESUBDIVISION BLKS 4 5 AND 6 |
| Legal Tract | 577500 |
| Legal Block | 4,5 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13702 |
Source: Polk County records · APN 26-28-21-577500-005122
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 734 INTERLAKE DR, LAKELAND, FL 33801-6149 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Jul 14, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2022 · Amount on Record |
| Deed Sale | Feb 07, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 202232789 |
| Deed Book / Page | 12104 / 2019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 07, 2022 |
| Property Address | 400 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Document Number | 0000032789 |
| Book / Page | 12104 / 2019 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022032789 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | PCS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $822.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 E LAKE AVE, 122, LONGWOOD, FL 32750-5441 |
| Name | Verified Name |
|---|---|
| Address | 734 INTERLAKE DR, LAKELAND, FL 33801-6149 |
| Document Number | 0121042020 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 12104/2020 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 400 7TH ST NE, WINTER HAVEN, FL 33881-4204 |
| Document Number | 0102042032 |
| Book / Page | 010204 / 002032 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 134731 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 280 SRONALD REEGAN BLVD #120B LONGWOOD FL 32750, 120B, LONGWOOD, FL 32750 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 (-0.98%) | $95,697 (+0.22%) Land $19,407 Building $76,290 | $95,697 (+0.22%) Land $19,407 Building $76,290 |
| 2023 | $1,838.00 (+69.24%) | $95,489 (+28.44%) Land $16,635 Building $78,854 | $95,489 (+28.44%) Land $16,635 Building $78,854 |
| 2022 | $1,086.00 | $74,348 Land $13,862 Building $60,486 | $74,348 Land $13,862 Building $60,486 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050137021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Wildfire Risk | Low above 1% of the US · above 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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