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406 7th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 406 7th St, Mexico Beach, FL 32456

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,583 sqft · built 1978
Lot Size0.362 acres (15,768 sqft)
OwnerCompany Name on File
Last Sale$313,000 (May 2007)
Tax Bill$1,864 (2025)
Flood ZoneZone X (moderate risk)
APN04973-165-000

Property Details

APN / Parcel Number

Primary APN04973-165-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,583 sqft Living Area
1st Floor Area1,583 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,768 sqft (0.362 acres)
Lot Dimensions158 ft deep x 100 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
DrivewayDriveway

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Porch Area12 sqft
Deck Area360 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address406 7TH ST
CityMEXICO BEACH
StateFL
Zip32456-7018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB01
Legal DescriptionMEXICO BEACH UNIT #14 236A2 LOT 8 BLK C ORB 3597 P 193
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal BlockC
Legal Lot Number8
Legal Unit14
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1036
Census Tract600

Owner

406 7th St is owned by a company that acquired it in January 2014 and is owner-occupied.

Source: Bay County records, as of January 5, 2026

Owner of RecordCompany Name on File
Mailing Address406 7TH ST, MEXICO BEACH, FL 32456-7018
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2007 · Amount on File
Deed SaleMay 18, 2007 · Amount on File
Deed Document Number200733503
Deed Book / Page2925 / 1204
Last Transfer DateJan 24, 2014
Transfer Doc0035970193
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 406 7th St was $1,864 with exemptions applied, up 1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00 (+0.98%) Homeowner's exemption Widower's exemption$162,049$302,120 Land $151,925 Building $150,195
2024$1,846.00 (+1.71%)
2023$1,815.00 (+2.6%) Homeowner's exemption Widower's exemption$152,894 (+3%)$232,926 (+33.36%) Land $123,600 Building $109,326
2022$1,769.00 Homeowner's exemption Widower's exemption$148,441$174,665 Land $75,190 Building $99,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 7th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 7th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

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