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  5. 7th St

404 7th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 404 7th St, Mexico Beach, FL 32456

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,173 sqft · built 2002
Lot Size0.362 acres (15,769 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Sep 2022)
Tax Bill$10,331 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04973-150-000

Property Details

APN / Parcel Number

Primary APN04973-150-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,173 sqft Heated Area
Gross Area3,375 sqft
1st Floor Area1,759 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,769 sqft (0.362 acres)
Lot Dimensions158 ft deep x 100 ft wide
Garage TypeCarport
Garage Area600 sqft
CarportCarport
DrivewayDriveway
Driveway Area1,044 sqft

Exterior Amenities

PorchPorch
Porch Area412 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address404 7TH ST
CityMEXICO BEACH
StateFL
Zip32456-7018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB01
Legal DescriptionMEXICO BEACH UNIT # 14 236A2 LOT 6 BLK C ORB 4613 P 1118
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal BlockC
Legal Lot Number6
Legal Unit14
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1036
Census Tract600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address404 7TH ST, MEXICO BEACH, FL 32456-7018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleAug 2, 2001 · Amount on Record
Deed Document Number2022070573
Deed Book / Page4613 / 1118
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 23, 2022
Property Address404 7TH ST, MEXICO BEACH, FL 32456-7018
Document Number0046131118
Book / Page4613 / 1118
Map ReferenceMB 11 PG 15
Instrument DateSep 8, 2022
Instrument2022070573
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 MARGARET ST APT 1B, 1B, JACKSONVILLE, FL 32204-4423

Mortgage

Document Number0046131120
DateSep 23, 2022
Instrument4613/1120
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,331.00 (+16.63%)$658,002 (+27.33%) Land $151,925 Building $506,077$658,002 (+27.33%) Land $151,925 Building $506,077
2023$8,858.00 (+158.78%)$516,780 (+108.66%) Land $123,600 Building $393,180$516,780 (+99.51%) Land $123,600 Building $393,180
2022$3,423.00 Homeowner's exemption Widower's exemption$247,661$259,022 Land $75,190 Building $183,832

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

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