Cedar County property record for 406 4th Ave, Clarence, IA 52216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,648 sqft · built 1962 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2024) |
| Tax Bill | $3,118 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039003272060100 |
| Primary APN | 039003272060100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Basement Area | 1,216 sqft |
| Finished Basement | 875 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 4TH AVE |
|---|---|
| City | CLARENCE |
| State | IA |
| Zip | 52216-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & LOT 4 BLK 5 HECHTS ADD |
| Legal Subdivision | HECHTS ADD |
| Legal Block | 5 |
| Legal Lot Number | 3,4 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 450100 |
406 4th Ave is owned and occupied by two individuals who bought it in November 2024.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 4TH AVE, CLARENCE, IA 52216-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST NA |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Deed Document Number | 20243023 |
| Deed Book / Page | 1754 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 406 4TH AVE, CLARENCE, IA 52216-9425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001668/344 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 1668/344 |
| Instrument | 2022 3187 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 406 4TH AVE, CLARENCE, IA 52216-9425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1367/076 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 1367/076 |
| Instrument | 2017 1756 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | TIPTON, IA 52772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 406 4TH AVE, CLARENCE, IA 52216-9425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1363/173 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 1363/173 |
| Instrument | 2017 1465 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | TIPTON, IA 52772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 406 4th Ave was $3,118 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Clarence City |
| Unified School District | North Cedar Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 Homeowner's exemption | $225,980 (-) Land $24,460 Building $201,520 | $225,980 (-) Land $24,460 Building $201,520 |
| 2025 | $3,118.00 (+13.38%) Homeowner's exemption | $225,980 Land $24,460 Building $201,520 | $225,980 Land $24,460 Building $201,520 |
| 2024 | $2,750.00 | ||
| 2023 | $206,610 (+36.4%) Land $24,460 Building $182,150 | $206,610 Land $24,460 Building $182,150 | |
| 2022 | $2,410.00 Homeowner's exemption | $151,470 Land $21,400 Building $130,070 | |
| 2021 | $151,470 Land $21,400 Building $130,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures