Cedar County property record for 405 4th Ave, Clarence, IA 52216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,304 sqft · built 1964 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,786 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 039003272290030 |
| Primary APN | 039003272290030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Basement Area | 1,304 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Patio Area | 364 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Street Address | 405 4TH AVE |
|---|---|
| City | CLARENCE |
| State | IA |
| Zip | 52216-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 20 CLARENCE |
| Legal Block | 20 |
| Legal Lot Number | 15 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 450100 |
405 4th Ave is owned and occupied by two individuals.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 314, CLARENCE, IA 52216-0314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 405 4TH AVE, CLARENCE, IA 52216-9425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001539/153 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 1539/153 |
| Instrument | 2020 2773 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 405 4TH AVE, CLARENCE, IA 52216-9425 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1493/257 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 1493/257 |
| Instrument | 3487 |
| Name | BRIDGE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 405 4th Ave was $2,786 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Clarence City |
| Unified School District | North Cedar Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,786.00 Homeowner's exemption | $203,060 (-) Land $14,260 Building $188,800 | $203,060 (-) Land $14,260 Building $188,800 |
| 2025 | $2,786.00 (-0.5%) Homeowner's exemption | $203,060 Land $14,260 Building $188,800 | $203,060 Land $14,260 Building $188,800 |
| 2024 | $2,800.00 | ||
| 2023 | $190,280 (+40.27%) Land $14,260 Building $176,020 | $190,280 Land $14,260 Building $176,020 | |
| 2022 | $2,194.00 Homeowner's exemption | $135,650 Land $12,470 Building $123,180 | |
| 2021 | $135,650 Land $12,470 Building $123,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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