Olmsted County property record for 406 18th St SE, Rochester, MN 55904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,268 sqft · built 1978 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2026) |
| Tax Bill | $4,238 (2026) |
| Deeds & Mortgages | May 2026 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64.12.33.013846 |
| Primary APN | 64.12.33.013846 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,638 sqft (0.359 acres) |
| Lot Dimensions | 158 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 18TH ST SE |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55904-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-12 TWP-106 RANGE-014 MEADOW PARK 14TH SUB-TORRENS LOT-014 BLOCK-001 LOT 14 BLK 1 |
| Legal Range | 14 |
| Legal Township | 106 |
| Legal Section | 12 |
| Legal Subdivision | MEADOW PARK 14TH SUB-TORRENS |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1000 |
406 18th St SE is owned and occupied by an individual who bought it in May 2026.
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Oct 12, 2006 · Amount on File |
| Deed Document Number | 2026164752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | May 1, 2026 |
| Property Address | 406 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Document Number | 0000164752 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026164752 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $58,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 400 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 406 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | T154350 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | T-154350 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 541 Months |
| Due | May 1, 2066 |
The 2026 property tax bill for 406 18th St SE was $4,238 with a homeowner's exemption, up 6.4% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,238.00 (+6.43%) Homeowner's exemption | ||
| 2025 | $3,982.00 Homeowner's exemption | $299,700 (+0.77%) Land $47,200 Building $252,500 | $317,600 (+6.79%) Land $50,000 Building $267,600 |
| 2024 | $297,400 Land $50,000 Building $247,400 | $297,400 Land $50,000 Building $247,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 18th St SE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1978–1986) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 18th St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.
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