Olmsted County property record for 400 18th St SE, Rochester, MN 55904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,029 sqft · built 1978 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jul 2014) |
| Tax Bill | $3,716 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64.12.33.013847 |
| Primary APN | 64.12.33.013847 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,029 sqft Living Area |
| 1st Floor Area | 1,029 sqft |
| Basement Area | 973 sqft |
| Finished Basement | 876 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 131 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 400 18TH ST SE |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55904-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-12 TWP-106 RANGE-014 MEADOW PARK 14TH SUB-TORRENS LOT-015 BLOCK-001 LOT 15 BLK 1 |
| Legal Range | 14 |
| Legal Township | 106 |
| Legal Section | 12 |
| Legal Subdivision | MEADOW PARK 14TH SUB-TORRENS |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1000 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2014 · Amount on Record |
| Deed Sale | Jul 17, 2014 · Amount on Record |
| Deed Document Number | 2014137302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 28, 2026 |
| Property Address | 400 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Document Number | 0000164737 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026164737 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 18TH ST SE, ROCHESTER, MN 55904-5426 |
| Document Number | 0000164737, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026164737 |
| Name | THINK MUTUAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,716.00 (+7.59%) Homeowner's exemption | ||
| 2025 | $3,454.00 Homeowner's exemption | $261,400 (-0.34%) Land $46,300 Building $215,100 | $282,500 (+7.7%) Land $50,000 Building $232,500 |
| 2024 | $262,300 Land $50,000 Building $212,300 | $262,300 Land $50,000 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1978–1986) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Minnesota WiFi, T-Mobile, Verizon.
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