406 16th Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 406 16th Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,903 sqft · built 1968
Lot Size	0.115 acres (5,005 sqft)
Owner	Trust Name on File
Last Sale	$919,500 (May 2014)
Tax Bill	$12,943 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`425-142-02`

Property Details

APN / Parcel Number

Primary APN	`425-142-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
Gross Area	2,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	5,005 sqft (0.115 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 16TH PL
City	COSTA MESA
State	CA
Zip	92627-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2789 BLK LOT 22
Legal Subdivision	TRACT NO 2789
Legal Tract	2789
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4005
Census Tract	63302

Owner

406 16th Pl is held in a trust since March 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	406 16TH PL, COSTA MESA, CA 92627-3212
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 19, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 9, 2018	Deed of Trust, Mortgage BANK OF THE WEST
Jul 10, 2018	Quit Claim Deed, Transfer · Line of Credit BANK OF WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2014 · Amount on File
Deed Sale	May 30, 2014 · Amount on File
Deed Document Number	2014210693
Last Transfer Date	Mar 21, 2018
Transfer Doc	0000252094
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 16TH PL, COSTA MESA, CA 92627-3212
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 16TH PL, COSTA MESA, CA 92627-3212

Mortgage

Document Number	0000191195
Date	Mar 19, 2021
Instrument	2021000191195

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 16TH PL, COSTA MESA, CA 92627-3212
Document Number	0000491015
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 16TH PL COSTA MESA CA 926273212, COSTA MESA, CA 92627-3212

Mortgage

Document Number	0000491015
Date	Nov 25, 2019
Instrument	491015

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	406 16TH PL, COSTA MESA, CA 92627-3212
Document Number	0000431027
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	406 16TH PL COSTA MESA CA 926273212, COSTA MESA, CA 92627-3212

Mortgage

Document Number	0000431027
Date	Nov 15, 2018
Instrument	431027

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NV 68154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2018
Property Address	406 16TH PL, COSTA MESA, CA 92627-3212
Document Number	0000252094
Instrument Date	Jun 21, 2018
Instrument	252094
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 16TH PL COSTA MESA CA 926273212, COSTA MESA, CA 92627-3212

Mortgage

Document Number	252095
Date	Jul 10, 2018
Instrument	252095

Lender

Name	BANK OF WEST
Address	SANTA ANA, CA 92704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 16th Pl was $12,943.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,154,048 (+2%) Land $1,001,498 Building $152,550
2025	$12,943.00	$1,131,420 Land $981,861 Building $149,559
2023	$12,319.00 (+2.61%)	$1,087,487 Land $943,735 Building $143,752
2022	$12,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 16th Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 16th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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