406 14th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 406 14th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,751 sqft · built 2017
Lot Size	0.253 acres (11,026 sqft)
Owner	Company Name on File
Last Sale	$304,148 (Mar 2018)
Tax Bill	$5,012 (2026)
Deeds & Mortgages	Sep 2022 Transfer Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0335`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0335`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,026 sqft (0.253 acres)
Garage Area	100 sqft
Parking Spaces	3 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	406 14TH ST N
City	COLD SPRING
State	MN
Zip	56320-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 002 NORTH POINTE PLAT TWO SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT TWO
Legal Block	2
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3014
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0335

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	406 14TH ST N, COLD SPRING, MN 56320-4509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	20181516859
Record Updated	Jun 08, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 19, 2022
Property Address	406 14TH ST N, COLD SPRING, MN 56320-4509
Document Number	00A1640909
Instrument Date	Sep 12, 2022
Instrument	A1640909
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 14TH ST N, COLD SPRING, MN 56320-4509

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 22, 2018
Property Address	406 14TH ST N, COLD SPRING, MN 56320-4509
Document Number	00A1516859
Instrument Date	Mar 08, 2018
Instrument	A1516859
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 7TH AVE S, SAINT CLOUD, MN 56301-4696

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,012.00 (+17.27%)
2025		$412,700 (+7.9%) Land $48,300 Building $364,400	$412,700 (+7.9%) Land $48,300 Building $364,400
2023	$4,274.00	$382,500 Land $48,300 Building $334,200	$382,500 Land $48,300 Building $334,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, Arvig Enterprises, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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