401 14th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 401 14th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,530 sqft · built 2016
Lot Size	0.292 acres (12,741 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (May 2019)
Tax Bill	$4,642 (2026)
Deeds & Mortgages	May 2019 Sale Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0332`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0332`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,741 sqft (0.292 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 14TH ST N
City	COLD SPRING
State	MN
Zip	56320-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 019 BLK 001 NORTH POINTE PLAT TWO SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT TWO
Legal Block	1
Legal Lot Number	19
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3013
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0332

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 14TH ST N, COLD SPRING, MN 56320-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Warranty Deed, Transfer
Apr 03, 2017	Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Document Number	20191543635
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 16, 2019
Property Address	401 14TH ST N, COLD SPRING, MN 56320-4509
Document Number	00A1543635
Instrument Date	May 03, 2019
Instrument	A1543635
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 14TH ST N, COLD SPRING, MN 56320-4509

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 03, 2017
Property Address	401 14TH ST N, COLD SPRING, MN 56320-4509
Document Number	00A1492574
Instrument Date	Mar 31, 2017
Instrument	A1492574
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$916.91
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 14TH ST N, COLD SPRING, MN 56320-4509

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,642.00 (+6.37%)
2025		$385,100 (+0.55%) Land $50,800 Building $334,300	$385,100 (+0.55%) Land $50,800 Building $334,300
2023	$4,364.00	$383,000 Land $50,800 Building $332,200	$383,000 Land $50,800 Building $332,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA, Arvig Enterprises, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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