4059 River Rd, Toledo, OH 43614 Property Records

Lucas County property record for 4059 River Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,814 sqft · built 1912
Lot Size	1.72 acres (75,010 sqft)
Owner	Trust Name on File
Last Sale	$729,000 (Oct 2016)
Tax Bill	$17,684 (2025)
Deeds & Mortgages	Oct 2024 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-21154`

Property Details

APN / Parcel Number

Primary APN	`03-21154`
Alternative APN	`06008008`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,814 sqft Living Area
1st Floor Area	3,711 sqft
2nd Floor Area	1,103 sqft
Basement Area	2,513 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1912
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	75,010 sqft (1.72 acres)
Lot Dimensions	266 ft deep x 282 ft wide
Garage Type	Basement
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	246 sqft
Deck Area	2,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4059 RIVER RD
City	TOLEDO
State	OH
Zip	43614-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS9
Legal Description	COPLANDS RIV VIEW ADD LOTS 6 & 7
Legal Subdivision	COPLANDS RIV VIEW ADD
Legal Lot Number	6-7 7
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3001
Census Tract	4504

Owner

4059 River Rd is held in a trust since October 2024.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1613 NW SEASONS DR, ANKENY, IA 50023-9356
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2024	Intrafamily Transfer, Transfer
Jul 1, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2016 · Amount on File
Deed Sale	Oct 11, 2016 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	0000041223
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000031844
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Oct 3, 2024
Property Address	4059 RIVER RD, TOLEDO, OH 43614-5525
Document Number	0000031844
Map Reference	VOL 22 PG 19
Instrument Date	Sep 12, 2024
Instrument	202410030031844
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1613 NW SEASONS DR, ANKENY, IA 50023-9356

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4059 RIVER RD, TOLEDO, OH 43614-5525
Document Number	0000026046
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4059 RIVER RD TOLEDO OH 436145525, TOLEDO, OH 43614-5525

Mortgage

Document Number	0000026046
Date	Jul 8, 2019
Instrument	26046

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4059 River Rd was $17,684, up 6.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,684.00 (+6.56%)	$291,690 (-) Land $82,915 Building $208,775
2024	$16,596.00 (-5.84%)	$291,690 (+3.16%) Land $82,915 Building $208,775	$833,400 Land $236,900 Building $596,500
2023	$17,625.00 (+3.92%)	$282,765 (+4.25%) Land $76,930 Building $205,835
2022	$16,960.00 Homeowner's exemption	$271,250 Land $76,930 Building $194,320
2021			$807,900 Land $219,800 Building $588,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4059 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4059 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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