4036 River Rd, Toledo, OH 43614 Property Records

Lucas County property record for 4036 River Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 1952
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20347`

Property Details

APN / Parcel Number

Primary APN	`03-20347`
Alternative APN	`06017005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
1st Floor Area	2,101 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Deck Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4036 RIVER RD
City	TOLEDO
State	OH
Zip	43614-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS9
Legal Description	COPLAND HEIGHTS LOTS 5 & 6 & PT VAC ST ADJ
Legal Subdivision	COPLAND HEIGHTS
Legal Lot Number	5-6 6
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3003
Census Tract	4504

Owner

4036 River Rd is owned and occupied by two individuals who acquired it in April 1988.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4036 RIVER RD, TOLEDO, OH 43614-5524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage GENOA BKNG
Mar 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 1988
Deed Sale	Apr 28, 1988
Deed Document Number	88102708
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4036 RIVER RD, TOLEDO, OH 43614-5524
Document Number	0000009469
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4036 RIVER RD TOLEDO OH 436145524, TOLEDO, OH 43614-5524

Mortgage

Document Number	0000009469
Date	Mar 5, 2020
Instrument	9469

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4036 RIVER RD, TOLEDO, OH 43614-5524
Document Number	0000014390
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4036 RIVER RD TOLEDO OH 436145524, TOLEDO, OH 43614-5524

Mortgage

Document Number	0000014390
Date	Apr 6, 2018
Instrument	14390

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4036 RIVER RD, TOLEDO, OH 43614-5524
Document Number	0000006388
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	BROKER'S SETTLEMENT SERVICES, BROKER'S SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4036 RIVER RD TOLEDO OH 436145524, TOLEDO, OH 43614-5524

Mortgage

Document Number	0000006388
Date	Feb 15, 2017
Instrument	6388

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4036 River Rd was $4,083 with a homeowner's exemption, up 7.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00 (+7.28%) Homeowner's exemption	$76,720 (-) Land $23,975 Building $52,745
2024	$3,806.00 (+5.28%) Homeowner's exemption	$76,720 (+17.91%) Land $23,975 Building $52,745	$219,200 Land $68,500 Building $150,700
2023	$3,615.00 (-0.77%) Homeowner's exemption	$65,065 (-) Land $21,245 Building $43,820
2022	$3,643.00 Homeowner's exemption	$65,065 Land $21,245 Building $43,820
2021			$185,900 Land $60,700 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4036 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4036 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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