4059 Cedarwood Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 4059 Cedarwood Ln, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,832 sqft · built 1977
Lot Size0.465 acres (20,255 sqft)
Owner2 Individual Names on Record
Last Sale$126,000 (Dec 1995)
Tax Bill$3,596 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN41-48-16C-032

Property Details

APN / Parcel Number

Primary APN41-48-16C-032

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,832 sqft Living Area
1st Floor Area676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area20,255 sqft (0.465 acres)
View / LotCul-de-sac
Garage Area400 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area576 sqft
PorchEnclosed Porch
Porch Area216 sqft
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4059 CEDARWOOD LN
CityCINCINNATI
StateOH
Zip45245-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODSTONE ACRES BLK C; LOT 32
Legal SubdivisionWOODSTONE ACRES BLK C
Legal BlockC
Legal Lot Number32
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1000
Census Tract41305

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4059 CEDARWOOD LN, CINCINNATI, OH 45245-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 8, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 1995 · Amount on Record
Deed SaleDec 12, 1995 · Amount on Record
Last Transfer DateNov 11, 2020
Transfer Doc0000032416
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4059 CEDARWOOD LN, CINCINNATI, OH 45245-2001
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyCOMMONWELATH USA STLMTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037663
DateNov 18, 2021
Book Page2902/2497
Instrument202100037663
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4059 CEDARWOOD LN, CINCINNATI, OH 45245-2001
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000790
DateJan 8, 2021
Book Page2865/3174
Instrument202100000790
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (-60.56%)$91,670 (-) Land $15,820 Building $75,850
2024$261,900 (-) Land $45,200 Building $216,700
2023$9,117.00 (+144.42%) Homeowner's exemption$91,670 (+43.35%) Land $15,820 Building $75,850$261,900 (+43.35%) Land $45,200 Building $216,700
2022$3,730.00 Homeowner's exemption$63,950 Land $10,850 Building $53,100
2020$182,700 Land $31,000 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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