State of Alaska property record for 40581 Ruth Way, Homer, AK 99603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,568 sqft · built 1996 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,050 (Mar 2021) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-520-34 |
| Primary APN | 173-520-34 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Driveway | Gravel Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Sewer | Septic |
|---|
| Street Address | 40581 RUTH WAY |
|---|---|
| City | HOMER |
| State | AK |
| Zip | 99603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 6S R 14W SEC 4 SEWARD MERIDIAN HM 0780061 SUNNY SLOPE SUB UNIT 2 LOT 28 |
| Legal Range | 14W |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | SUNNY SLOPE SUB |
| Legal Lot Number | 28 |
| Legal Unit | 2 |
| Jurisdiction | KENAI AK |
| Township / Civil Division | KENAI-COOK INLET |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 900 |
40581 Ruth Way is owned and occupied by an individual who bought it in March 2021.
Source: State of Alaska records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40935 RUTH WAY, HOMER, AK 99603-9113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Deed Document Number | 2021897 |
| Prior Transfer Date | Mar 8, 2021 |
| Prior Transfer Doc | 0000000897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENAI AK |
| Recording Date | Mar 12, 2021 |
| Property Address | 40581 RUTH WAY, HOMER, AK 99603 |
| Document Number | 0000000897 |
| Map Reference | PL 78-61 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021-000897-0 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | KACHEMAK BAY TITLE AGENCY INC, KACHEMAK BAY TITE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40935 RUTH WAY, HOMER, AK 99603-9113 |
| Document Number | 0000000898 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-000898-0 |
| Name | ALASKA USA MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 40581 Ruth Way was $3,159 with a homeowner's exemption, up 2% from the year before.
Source: State of Alaska assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Alaska |
| County | Kenai Peninsula Borough |
| Unified School District | Kenai Peninsula Borough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (+1.97%) Homeowner's exemption | $370,100 Land $106,100 Building $264,000 | $370,100 Land $106,100 Building $264,000 |
| 2024 | $3,098.00 (+6.64%) | ||
| 2023 | $2,905.00 Homeowner's exemption | $303,100 Land $96,100 Building $207,000 | $303,100 Land $96,100 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40581 Ruth Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40581 Ruth Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 77% of Alaska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SPITwSPOTS Fixed Wireless | 300 / 75 |
May also be available: Choice Broadband.
4G LTE only, no 5G reported
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