State of Alaska property record for 40997 Ruth Way, Homer, AK 99603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,443 sqft · built 1985 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,280 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-520-32 |
| Primary APN | 173-520-32 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,443 sqft Gross Area |
| Gross Area | 2,809 sqft |
| Year Built | Built 1985 |
|---|---|
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 795 sqft |
| Shed | 1 Shed |
| Shed Area | 35 sqft |
| Greenhouse | 144 sqft |
| Lean-To | 144 sqft |
| Pole Barn | 312 sqft |
| Sewer | Connected |
|---|
| Street Address | 40997 RUTH WAY |
|---|---|
| City | HOMER |
| State | AK |
| Zip | 99603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 6S R 14W SEC 4 SEWARD MERIDIAN HM 0780061 SUNNY SLOPE SUB UNIT 2 LOT 34 |
| Legal Range | 14W |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | SUNNY SLOPE SUB |
| Legal Lot Number | 34 |
| Legal Unit | 2 |
| Jurisdiction | KENAI AK |
| Township / Civil Division | KENAI-COOK INLET |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 900 |
40997 Ruth Way is owned and occupied by two individuals who acquired it in June 2004.
Source: State of Alaska records, as of August 21, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2694, HOMER, AK 99603-2694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2004 |
| Deed Sale | Jun 3, 2004 |
| Deed Document Number | 2004-002617-0 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 40997 RUTH WAY, HOMER, AK 99603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008832 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-008832-0 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: State of Alaska assessment roll, as of June 1, 2023
| Type | Name |
|---|---|
| State | Alaska |
| County | Kenai Peninsula Borough |
| Unified School District | Kenai Peninsula Borough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,280.00 Homeowner's exemption | $461,500 Land $36,200 Building $425,300 | $461,500 Land $36,200 Building $425,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40997 Ruth Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40997 Ruth Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 77% of Alaska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SPITwSPOTS Fixed Wireless | 300 / 75 |
May also be available: Choice Broadband.
4G LTE only, no 5G reported
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