4058 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4058 Silverstream Ter, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,697 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$260,605 (Apr 2019)
Tax Bill$4,448 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-0390

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-0390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,697 sqft Living Area
1st Floor Area1,697 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4058 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK {83} PAGES {31-38}
Legal Range31
Legal Township19
Legal Section33
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number39
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1047
Census Tract21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3162 EASTGROVE TER, SANFORD, FL 32771-3995
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Jun 29, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF ENGLAND
Apr 3, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2019 · Amount on Record
Deed SaleApr 3, 2019 · Amount on Record
Deed Document Number2019034347
Deed Book / Page09327 / 0698
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4058 SILVERSTREAM TER, SANFORD, FL 32771-4010
Transaction TypeMortgage
Record UpdatedOct 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4058 SILVERSTREAM TER, SANFORD, FL 32771-4010

Mortgage

Document Number0100640731
DateOct 6, 2021
Book Page10064/731
Instrument2021132653
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term316 Months
DueFeb 24, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4058 SILVERSTREAM TER, SANFORD, FL 32771-4010
Document Number0096430348
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4058 SILVERSTREAM TER SANFORD FL 327714010, SANFORD, FL 32771-4010

Mortgage

Document Number0096430348
DateJul 7, 2020
Book Page009643/000348
Instrument71049
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 6, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 3, 2019
Property Address4058 SILVERSTREAM TER, SANFORD, FL 32771-4010
Document Number0093270698
Book / Page09327 / 0698
Map ReferenceMB 83 PG 31-38
Instrument DateMar 27, 2019
Instrument2019034347
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,824.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address4058 SILVERSTREAM TER, SANFORD, FL 32771-4010

Mortgage

Document Number2019034348
DateApr 3, 2019
Instrument2019034348
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,448.00 (-4.9%)$326,480 (-0.64%)$326,480 (-0.64%) Land $85,000 Building $241,480
2023$4,677.00 (+59.08%)$328,587 (+38.79%)$328,587 (+5.26%) Land $85,000 Building $243,587
2022$2,940.00 Homeowner's exemption$236,758$312,154 Land $75,000 Building $237,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims17 (2008–2024)
Claims Outside the SFHA7 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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