4054 Silverstream Ter, Sanford, FL 32771 Property Records

Seminole County property record for 4054 Silverstream Ter, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,626 sqft · built 2019
Lot Size0.191 acres (8,303 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Jul 2025)
Tax Bill$5,785 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-19-31-5VH-0000-0380

Property Details

APN / Parcel Number

Primary APN33-19-31-5VH-0000-0380
Alternative APN
  • 1931335VH00000380

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,626 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,106 sqft
Upper Floors Area1,520 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,303 sqft (0.191 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area44 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4054 SILVERSTREAM TER
CitySANFORD
StateFL
Zip32771-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 RIVERBEND AT CAMERON HEIGHTS PLAT BOOK 83 PAGES 31-38
Legal SubdivisionRIVERBEND AT CAMERON HEIGHTS
Legal Lot Number38
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1047
Census Tract21100

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4054 SILVERSTREAM TER, SANFORD, FL 32771-4010
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALKAN MORTGAGE CORP
Mar 6, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2025 · Amount on Record
Deed SaleJul 23, 2025 · Amount on Record
Prior SaleAug 27, 2024 · Amount on Record
Deed Document Number202571524
Deed Book / Page10865 / 908
Prior Transfer DateApr 28, 2025
Prior Transfer Doc0108151856
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4054 SILVERSTREAM TER, SANFORD, FL 32771-4010
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 SILVERSTREAM TER, SANFORD, FL 32771-4010

Mortgage

Document Number0101540333
DateJan 25, 2022
Book Page10154/333
Instrument2022010293
Lender
NameALKAN MORTGAGE CORP
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 6, 2019
Property Address4054 SILVERSTREAM TER, SANFORD, FL 32771-4010
Document Number0093091459
Book / Page09309 / 1459
Map ReferenceMB 83 PG 31-38
Instrument DateFeb 28, 2019
Instrument2019023466
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 SILVERSTREAM TERRACE, SANFORD, FL 32771-4010

Mortgage

Document Number2019023467
DateMar 6, 2019
Instrument2019023467
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,785.00 (+11.42%)$400,671 (-2.67%) Land $85,000 Building $315,671$400,671 (-2.67%) Land $85,000 Building $315,671
2023$5,192.00 (+13.26%)$411,647 (+21.57%)$411,647 (+14.07%) Land $85,000 Building $326,647
2022$4,584.00$338,600$360,883 Land $75,000 Building $285,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims17 (2008–2024)
Claims Outside the SFHA7 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Silverstream Ter

Nearby Streets

Search Property Records by Address or Parcel Number