4057 Hearthstone Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4057 Hearthstone Ct, Cincinnati, OH 45245 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage1,300 sqft Living Area
Lot Size21,499 sqft (0.49 acres)
Garage525 sqft
OccupancyOwner Occupied
Tax Bill$4,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-48-16B-061

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,300 sqft Living Area
1st Floor725 sqft 1st Floor
Basement Area625 sqft Basement
Finished Basement625 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level Style
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area21,499 sqft (0.49 acres)
Parking Spaces2 Parking Spaces
Garage Area525 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area128 sqft Shed
Deck Area144 sqft Deck
Patio Area24 sqft Patio
Porch Area100 sqft Porch
ViewCul-de-sac View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4057 HEARTHSTONE CT
CityCINCINNATI
StateOH
Zip45245-2007
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODSTONE ACRES BLK B; LOT 61
Legal SubdivisionWOODSTONE ACRES BLK B
Legal BlockB
Legal Lot Number61
JurisdictionCLERMONT OH
Minor Civil DivisionUNION
Census Blockgroup1
Census Block1000
Census Tract41305

Owner

Source: Clermont County records · APN 41-48-16B-061

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4057 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Mar 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 23, 2008
Transfer Doc0000030824
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4057 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4057 HEARTHSTONE CT, CINCINNATI, OH 45245-2007

Mortgage

Document Number0000001957
DateJan 27, 2026
Book Page3014/33
Instrument202600001957
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 19, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4057 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
Transaction TypeMortgage
Record UpdatedDec 31, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040944
DateDec 17, 2021
Book Page2905/4422
Instrument202100040944
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4057 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005577
DateMar 05, 2020
Book Page2832/1367
Instrument202000005577
Lender
NameUNITED SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,048.00 (-49.39%)$80,430 (-) Land $15,820 Building $64,610
2024$229,800 (-) Land $45,200 Building $184,600
2023$7,999.00 (+148.96%) Homeowner's exemption$80,430 (+45.81%) Land $15,820 Building $64,610$229,800 (+45.81%) Land $45,200 Building $184,600
2022$3,213.00 Homeowner's exemption$55,160 Land $10,850 Building $44,310
2020$157,600 Land $31,000 Building $126,600

Flood & Wildfire

4057 Hearthstone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clermont County (39025C), updated February 6, 2010

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 64th in Ohio
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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