4051 Hearthstone Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4051 Hearthstone Ct, Cincinnati, OH 45245 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1977
Square Footage	1,624 sqft Living Area
Lot Size	21,322 sqft (0.489 acres)
Garage	Detached, 1,268 sqft
Occupancy	Owner Occupied
Tax Bill	$3,858.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-48-16B-064`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,624 sqft Living Area
1st Floor	728 sqft 1st Floor
Basement Area	168 sqft Basement
Unfinished Basement	168 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	21,322 sqft (0.489 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,268 sqft Garage
Patio Area	202 sqft Patio
Porch Area	40 sqft Porch
View	Cul-de-sac View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	4051 HEARTHSTONE CT
City	CINCINNATI
State	OH
Zip	45245-2007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODSTONE ACRES BLK B; LOT 64
Legal Subdivision	WOODSTONE ACRES BLK B
Legal Block	B
Legal Lot Number	64
Jurisdiction	CLERMONT OH
Minor Civil Division	UNION
Census Blockgroup	1
Census Block	1000
Census Tract	41305

Owner

Source: Clermont County records · APN 41-48-16B-064

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4051 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 25, 2011
Transfer Doc	0000006275
Record Refreshed	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4051 HEARTHSTONE CT, CINCINNATI, OH 45245-2007
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 HEARTHSTONE CT, CINCINNATI, OH 45245-2007

Mortgage

Document Number	0000020669
Date	Oct 24, 2024
Book Page	2979/4107
Instrument	202400020669

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (-0.64%)	$86,770 (-) Land $15,820 Building $70,950
2024	$3,883.00 (-55.01%) Homeowner's exemption	$86,770 (-) Land $15,820 Building $70,950	$247,900 (-) Land $45,200 Building $202,700
2023	$8,630.00 (+188.53%) Homeowner's exemption	$86,770 (+44.47%) Land $15,820 Building $70,950	$247,900 (+44.46%) Land $45,200 Building $202,700
2022	$2,991.00 Homeowner's exemption	$60,060 Land $10,850 Building $49,210
2020			$171,600 Land $31,000 Building $140,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.