4056 Flagstone Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 4056 Flagstone Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 7,158 sqft · built 2005
Lot Size	0.997 acres (43,468 sqft)
Owner	2 Company Names on File
Last Sale	$839,000 (Nov 2020)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0021-00-093.00`

Property Details

APN / Parcel Number

Primary APN	`0021-00-093.00`
Alternative APNs	`00210 00 093.00` `78902`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,158 sqft Living Area
Gross Area	7,194 sqft
Basement Area	1,038 sqft
Finished Basement	1,038 sqft
Flooring	Wood

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,468 sqft (0.997 acres)
Garage Area	599 sqft
Porch	Porch
Porch Area	926 sqft
Deck Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	78902
Street Address	4056 FLAGSTONE DR
City	LANCASTER
State	SC
Zip	29720-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	MILLSTONE CREEK SUBDIVISION PHASE II
Legal Block	39
Legal Lot Number	39
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3006
Census Tract	11209

Owner

Source: Lancaster County records · APN 0021-00-093.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4056 FLAGSTONE DR, LANCASTER, SC 29720-6925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Nov 25, 2020	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Document Number	202021398
Deed Book / Page	1386 / 254
Last Transfer Date	May 15, 2025
Transfer Doc	0000006297
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4056 FLAGSTONE DR, LANCASTER, SC 29720-6925
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003670
Date	Mar 03, 2022
Book Page	4684/178
Instrument	2022003670

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 25, 2020
Property Address	4056 FLAGSTONE DR, LANCASTER, SC 29720-6925
Document Number	0000021398
Book / Page	1386 / 254
Map Reference	MB 2003 PG 643
Instrument Date	Nov 25, 2020
Instrument	2020021398
Transaction Type	Transfer
Record Updated	Mar 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,104.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4056 FLAGSTONE DR, LANCASTER, SC 29720-6925

Mortgage

Document Number	0000021399
Date	Nov 25, 2020
Instrument	2020021399

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	9.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4056 FLAGSTONE DR, LANCASTER, SC 29720-6925
Document Number	0000007131
Instrument Date	May 02, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4056 FLASTONE DR LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	0000007131
Date	May 07, 2020
Book Page	003995/000001
Instrument	7131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2050

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,804.00 (+10.87%)	$38,111 (+15%) Land $5,945 Building $32,166	$1,202,000 (+45.08%) Land $187,500 Building $1,014,500
2024	$5,235.00 (+0.38%)
2023	$5,215.00	$33,140 Land $4,000 Building $29,140	$828,500 Land $100,000 Building $728,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), as of January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 38 locations within half a mile of this property.

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