4053 Flagstone Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 4053 Flagstone Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,700 sqft · built 2006
Lot Size	1 acres (43,627 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Nov 2022)
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0021-00-098.00`

Property Details

APN / Parcel Number

Primary APN	`0021-00-098.00`
Alternative APNs	`00210 00 098.00` `78907`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,700 sqft Living Area
Gross Area	3,250 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,627 sqft (1 acres)
Garage Area	819 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	78907
Street Address	4053 FLAGSTONE DR
City	LANCASTER
State	SC
Zip	29720-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	MILLSTONE CREEK SUBDIVISION PHASE II
Legal Block	43
Legal Lot Number	43
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3006
Census Tract	11209

Owner

Source: Lancaster County records · APN 0021-00-098.00

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4053 FLAGSTONE DR, LANCASTER, SC 29720-6925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2022	Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Oct 04, 2006 · Amount on Record
Deed Document Number	202218411
Deed Book / Page	1611 / 336
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4053 FLAGSTONE DR, LANCASTER, SC 29720-6925
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 FLAGSTONE DR, LANCASTER, SC 29720-6925

Mortgage

Document Number	0000002088
Date	Feb 21, 2023
Book Page	4910/250
Instrument	2023002088

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 28, 2022
Property Address	4053 FLAGSTONE DR, LANCASTER, SC 29720-6925
Document Number	0000018411
Book / Page	1611 / 336
Map Reference	MB 2003 PG 643
Instrument Date	Nov 14, 2022
Instrument	2022018411
Transaction Type	Transfer
Record Updated	Dec 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4053 FLAGSTONE DR, LANCASTER, SC 29720-6925

Mortgage

Document Number	0000018413
Date	Nov 28, 2022
Instrument	2022018413

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Mortgage

Document Number	0000018416
Date	Nov 28, 2022
Book Page	4869/265
Instrument	2022018416

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,654.00 (-2.29%)	$30,232 (+0.56%) Land $6,000 Building $24,232	$755,800 (+0.56%) Land $150,000 Building $605,800
2024	$4,763.00 (+0.4%)
2023	$4,744.00	$30,064 Land $4,000 Building $26,064	$751,600 Land $100,000 Building $651,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 38 locations within half a mile of this property.

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