4056 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 4056 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,381 sqft · built 1939
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2025)
Tax Bill	$1,000 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-(A)-L109`

Property Details

APN / Parcel Number

Primary APN	`114-(A)-L109`
Alternative APNs	`R2466` `2466`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
Gross Area	1,993 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	28,314 sqft (0.65 acres)
Garage Area	400 sqft
Driveway	Paver Driveway
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Wood
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	R2466
Street Address	4056 E POINT RD
City	ELKTON
State	VA
Zip	22827-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	BOONES RUN
Legal Subdivision	BOONES RUN
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1023
Census Tract	10301

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4056 E POINT RD, ELKTON, VA 22827-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Nov 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC COAST MORTGAGE
Nov 25, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	202526632
Deed Book / Page	5988 / 163
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	4806/353
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4056 E POINT RD, ELKTON, VA 22827-2632
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006024/339
Date	Mar 13, 2026
Book Page	6024/339
Instrument	2026-05718

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	4056 E POINT RD, ELKTON, VA 22827-2632
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005988/184
Date	Nov 25, 2025
Book Page	5988/184
Instrument	2025-26634

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 25, 2025
Property Address	4056 E POINT RD, ELKTON, VA 22827-2632
Document Number	005988/163
Book / Page	5988 / 163
Instrument Date	Nov 11, 2025
Instrument	2025-26632
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4056 E POINT RD, ELKTON, VA 22827-2632

Mortgage

Document Number	0202526633
Date	Nov 25, 2025
Instrument	2025-26633

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,000.00 (-2.06%)	$151,600 (+0.93%) Land $49,000 Building $102,600	$151,600 (+0.93%) Land $49,000 Building $102,600
2025	$1,021.00	$150,200 Land $35,000 Building $115,200
2022			$150,200 Land $35,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2006–2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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