3943 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 3943 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1976
Lot Size	1.1 acres (48,177 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2019)
Tax Bill	$2,128 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-(A)-L84B`

Property Details

APN / Parcel Number

Primary APN	`114-(A)-L84B`
Alternative APNs	`R26619` `26619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,507 sqft
Basement Area	511 sqft
Finished Basement	511 sqft
Unfinished Basement	50 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,177 sqft (1.1 acres)
Garage Area	624 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R26619
Street Address	3943 E POINT RD
City	ELKTON
State	VA
Zip	22827-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	BOONES RUN
Legal Subdivision	BOONES RUN
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1019
Census Tract	10302

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3943 E POINT RD, ELKTON, VA 22827-2633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU
Aug 16, 2019	Deed, Transfer
Aug 16, 2019	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	201920000
Deed Book / Page	5149 / 611
Prior Transfer Date	Apr 20, 2016
Prior Transfer Doc	0000011008
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	3943 E POINT RD, ELKTON, VA 22827-2633
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005608/508
Date	Aug 2, 2022
Book Page	5608/508
Instrument	2022-19245

Lender

Name	COMMONWEALTH ONE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	3943 E POINT RD, ELKTON, VA 22827-2633
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNTS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5387/29
Date	Mar 22, 2021
Book Page	5387/29
Instrument	2021-06818

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	3.12%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	3943 E POINT RD, ELKTON, VA 22827-2633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5323/375
Date	Nov 2, 2020
Book Page	5323/375
Instrument	2020-26217

Lender

Name	COMMONWEALTH ONE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 16, 2019
Property Address	3943 E POINT RD, ELKTON, VA 22827-2633
Document Number	5149/611
Book / Page	5149 / 611
Instrument Date	Aug 14, 2019
Instrument	2019-20000
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 E POINT RD, ELKTON, VA 22827-2633

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 16, 2019
Property Address	3943 E POINT RD, ELKTON, VA 22827-2633
Document Number	5149/611
Book / Page	5149 / 611
Instrument Date	Aug 9, 2019
Instrument	2019-20000
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & SETMNT LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3943 E POINT RD, ELKTON, VA 22827-2633

Mortgage

Document Number	201920001
Date	Aug 16, 2019
Instrument	2019-20001

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,128.00	$322,480 Land $53,500 Building $268,980	$322,480 Land $53,500 Building $268,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures