40551 E 5th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40551 E 5th Ave, Umatilla, FL 32784 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,308 sqft Living Area
Lot Size12,248 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2024)
Tax Bill$1,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-075-00100
Alternative APNs
  • 271808010007500100
  • 3836302

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,308 sqft Living Area
Gross Area1,728 sqft Gross Area
1st Floor1,308 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area12,248 sqft (0.281 acres)
Depth X Width115 ft x 107 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area188 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3836302
Street Address40551 E 5TH AVE
CityUMATILLA
StateFL
Zip32784-8307
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA LOTS 1 2 3 4 BLK 75 PB 6 PGS 87-95 ORB 6340 PG 1555
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block75
Legal Lot Number1
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2003
Census Tract30109

Owner

Source: Lake County records · APN 08-18-27-0100-075-00100

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40551 E 5TH AVE, UMATILLA, FL 32784-8307
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2022Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LENDING LLC
Dec 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
May 29, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 07, 2017Grant Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2024 · Amount on Record
Deed SaleMay 29, 2024 · Amount on Record
Prior SaleJan 04, 2022 · Amount on Record
Deed Doc Number202463097
Deed Book / Page6340 / 1555
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 04, 2022
Property Address40551 E 5TH AVE, UMATILLA, FL 32784-8307
Document Number0058682039
Book / Page5868 / 2039
Map ReferenceMB 6 PG 87-95
Instrument DateDec 20, 2021
Instrument2022000826
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,690.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40551 E 5TH AVE, UMATILLA, FL 32784-8307

Transferred To (Grantee/Buyer)

NameVerified Name
Address3324 LANDING VIEW, TAVARES, FL 32778-2057
InvestorPossibly a Property Investor

Mortgage

Document Number0058682041
DateJan 04, 2022
Instrument5868/2041
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40551 E 5TH AVE, UMATILLA, FL 32784-8307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40551 E 5TH AVE, UMATILLA, FL 32784-8307

Mortgage

Document Number0055941408
DateDec 03, 2020
Book Page5594/1408
Instrument2020136490
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term330 Months
DueJun 01, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 29, 2018
Property Address40551 E 5TH AVE, UMATILLA, FL 32784-8307
Document Number0051160829
Book / Page5116 / 0829
Map ReferenceMB 6 PG 87-95
Instrument DateMay 24, 2018
Instrument2018061958
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,207.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address346 RALEIGH PL, 346, OVIEDO, FL 32765-6231

Transferred To (Grantee/Buyer)

NameVerified Name
Address40551 E 5TH AVE, UMATILLA, FL 32784-8307

Mortgage

Document Number2018061959
DateMay 29, 2018
Instrument2018061959
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateSep 07, 2017
Property Address40551 E 5TH AVE, UMATILLA, FL 32784-8307
Document Number0049981621
Book / Page004998 / 001621
Instrument DateSep 01, 2017
Instrument97458
Transaction TypeTransfer
Record UpdatedSep 29, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$82.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 RALEIGH PL OVIEDO FL 327656231, OVIEDO, FL 32765-6231

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$49,080 (+2.88%)$226,794 (-) Land $55,373 Building $171,421
2025$1,021.00 (-61.72%) Homeowner's exemption Widower's exemption$47,704 (-72.59%)$226,794 (+26.03%) Land $55,373 Building $171,421
2024$2,667.00 (+11.54%)
2023$2,391.00 (+8.34%) Homeowner's exemption$174,040 (+3%)$179,946 (-) Land $34,500 Building $145,446
2022$2,207.00 Homeowner's exemption$168,976$179,946 Land $34,500 Building $145,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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