40538 E 5th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40538 E 5th Ave, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,308 sqft Living Area
Lot Size25,875 sqft (0.594 acres)
OccupancyOwner Occupied
Last Sale$171,000 (2018)
Tax Bill$2,415.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-076-03300
Alternative APN
  • 3826351

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,308 sqft Living Area
1st Floor1,308 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area25,875 sqft (0.594 acres)
Depth X Width115 ft x 225 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area188 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3826351
Street Address40538 E 5TH AVE
CityUMATILLA
StateFL
Zip32784-8306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA LOTS 33 TO 41 INCL BLK 76 PB 6 PGS 87-95 ORB 5119 PG 33
Legal Range27E
Legal Township18S
Legal Section08
Legal SubdivisionEAST UMATILLA
Legal Tract100
Legal Block76
Legal Lot Number33-41
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2004
Census Tract30109

Owner

Source: Lake County records · APN 08-18-27-0100-076-03300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40538 E 5TH AVE, UMATILLA, FL 32784-8306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 01, 2018Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FINANCIAL GROUP INC
Sep 07, 2017Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2018 · Amount on Record
Deed SaleJun 01, 2018 · Amount on Record
Prior SaleSep 07, 2017 · Amount on Record
Deed Doc Number2018064137
Deed Book / Page5119 / 0033
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40538 E 5TH AVE, UMATILLA, FL 32784-8306
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address40538 E 5TH AVE, UMATILLA, FL 32784-8306

Mortgage

Document Number0066410934
DateDec 02, 2025
Book Page6641/934
Instrument2025147146
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2040

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40538 E 5TH AVE, UMATILLA, FL 32784-8306
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056910363
DateApr 20, 2021
Book Page5691/363
Instrument2021053748
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 01, 2018
Property Address40538 E 5TH AVE, UMATILLA, FL 32784-8306
Document Number0051190033
Book / Page5119 / 0033
Map ReferenceMB 6 PG 87-95
Instrument DateMay 31, 2018
Instrument2018064137
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyHOMELAND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,197.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5500 RIVER BED RD, 5500, GROVELAND, FL 34736-8456

Transferred To (Grantee/Buyer)

NameVerified Name
Address40538 E 5TH AVE, UMATILLA, FL 32784-8306

Mortgage

Document Number2018064138
DateJun 01, 2018
Instrument2018064138
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 07, 2017
Property Address40538 E 5TH AVE, UMATILLA, FL 32784-8306
Document Number0049980726
Book / Page004998 / 000726
Instrument DateSep 01, 2017
Instrument97149
Transaction TypeTransfer
Record UpdatedSep 27, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$82.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5500 RIVER BED RD GROVELAND FL 347368456, GROVELAND, FL 34736-8456

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$165,320 (+5.98%) Land $116,438 Building $48,882$287,859 (+51.24%) Land $116,438 Building $171,421
2024$2,415.00 (+12.43%)
2023$2,148.00 (+9.37%) Homeowner's exemption$155,990 (+3%)$190,335 (-) Land $34,500 Building $155,835
2022$1,964.00 Homeowner's exemption$151,450$190,335 Land $34,500 Building $155,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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