4055 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4055 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,422 sqft
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2018)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-442-0200-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0200-000`

Interior

Full Baths	1 Bath
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	149 ft deep x 40 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4055 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 389 DESC AS: BEG S 66D 25M E 91.21' FROM NW COR LOT 389, TH S 66D 25M E 40.54', TH S 2D 39M W 148.39', TH N 68D
Legal Range	16E
Legal Township	02N
Legal Section	08
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #2
Legal Lot Number	389
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59206 MAIN ST, NEW HAVEN, MI 48048-1735
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Sep 14, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	201811527
Deed Book / Page	4946 / 733
Prior Transfer Date	Aug 2, 2012
Prior Transfer Doc	0046030595
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4055 POINTE TREMBLE RD, ALGONAC, MI 48001-4651
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 POINTE TREMBLE RD, ALGONAC, MI 48001-4651

Mortgage

Document Number	0005329949
Date	Mar 5, 2021
Book Page	5329/949
Instrument	2021006499

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2017
Property Address	4055 POINTE TREMBLE RD, ALGONAC, MI 48001-4651
Document Number	0048690241
Book / Page	004869 / 000241
Instrument Date	Sep 1, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 FOX RUN IMLAY CITY MI 484449679, IMLAY CITY, MI 48444-9679

Mortgage

Document Number	48710397
Date	Sep 14, 2017
Book Page	004871/000397

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,400 (+8%)	$280,800 (+8%)
2025	$6,492.00 (+2.58%)	$130,000 (+12.55%)
2024	$6,329.00 (+10.67%)		$260,000 (+12.55%)
2023		$115,500
2022	$5,719.00		$231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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