4001 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4001 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,665 sqft
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on Record
Tax Bill	$4,901 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-442-0197-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0197-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,665 sqft Living Area
1st Floor Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Area	2,688 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4001 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 388 & 389, BEG AT NE COR OF LOT 389, TH N 68 DEG 26 MIN W ON N LINE 33.46 FT, TH S 11 DEG 14 MIN W TO S LINE TH
Legal Range	16E
Legal Township	02N
Legal Section	11
Legal Subdivision	SUPRVRS ROY T GILBERTS 2-CLAY
Legal Lot Number	388-389
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4001 POINTE TREMBLE RD, ALGONAC, MI 48001-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4001 POINTE TREMBLE RD, ALGONAC, MI 48001-4651
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050511
Date	Apr 26, 2019
Book Page	5051/1
Instrument	2019008584

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,600 (+7.34%)	$535,200 (+7.34%)
2025	$4,901.00 (+2.3%) Homeowner's exemption	$249,300 (+7.88%)
2024	$4,791.00 (+5%)		$498,600 (+7.88%)
2023		$231,100
2022	$4,563.00		$462,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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