Lake County property record for 4053 Serene Water Ave, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.167 acres (7,294 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,990 (Apr 2026) |
| Tax Bill | $1,513 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-27-0500-000-10900 |
| Primary APN | 08-19-27-0500-000-10900 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,294 sqft (0.167 acres) |
|---|
| Account Number | 3929778 |
|---|---|
| Street Address | 4053 SERENE WATER AVE |
| City | EUSTIS |
| State | FL |
| Zip | 32736-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE LINCOLN SUBDIVISION PB 76 PG 75-78 LOT 109 ORB 6561 PG 213 |
| Legal Subdivision | LAKE LINCOLN SUBDIVISION |
| Legal Tract | A-O |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30203 |
4053 Serene Water Ave is owned and occupied by an individual who bought it in April 2026.
Source: Lake County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4053 SERENE WATER AVE, EUSTIS, FL 32736-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Special Warranty Deed · Conventional Mortgage UNIVERSAL LENDING CORPORATION |
| Apr 6, 2026 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL LENDING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Jul 14, 2025 · Amount on File |
| Deed Document Number | 202640910 |
| Deed Book / Page | 6713 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 4053 SERENE WATER AVE, EUSTIS, FL 32736-2213 |
| Document Number | 0000040910 |
| Book / Page | 6713 / 838 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202640910 |
| Record Updated | Apr 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,652.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4053 SERENE WATER AVE, EUSTIS, FL 32736-2213 |
| Document Number | 0000040911, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202640911 |
| Name | UNIVERSAL LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 4053 SERENE WATER AVE, EUSTIS, FL 32736-2213 |
| Document Number | 0067130838 |
| Book / Page | 6713 / 838 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202640910 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,652.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4053 SERENE WATER AVE, EUSTIS, FL 32736-2213 |
| Document Number | 0000040911, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202640911 |
| Name | UNIVERSAL LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,000 (-) Land $75,000 | $75,000 (-) Land $75,000 | |
| 2025 | $75,000 Land $75,000 | $75,000 Land $75,000 | |
| 2024 | $1,513.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4053 Serene Water Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4053 Serene Water Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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